24401 Osprey St, Lake Forest, CA 92630 Property Records

Orange County property record for 24401 Osprey St, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1969
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Mar 2020)
Tax Bill	$8,159 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2017 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`617-261-05`

Property Details

APN / Parcel Number

Primary APN	`617-261-05`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Traditional
Lot Area	7,800 sqft (0.179 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	24401 OSPREY ST
City	LAKE FOREST
State	CA
Zip	92630-3844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 5911 BLK LOT 63
Legal Subdivision	TRACT NO 5911
Legal Tract	5911
Legal Lot Number	63
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1000
Census Tract	52411

Owner

24401 Osprey St is owned and occupied by two individuals who bought it in March 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24401 OSPREY ST, LAKE FOREST, CA 92630-3844
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 10, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 10, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED AMERICAN MORTGAGE CORP
Oct 25, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Oct 28, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2020 · Amount on File
Deed Sale	Mar 10, 2020 · Amount on File
Prior Sale	Oct 28, 2019 · Amount on File
Deed Document Number	2020105687
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24401 OSPREY ST, LAKE FOREST, CA 92630-3844
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24401 OSPREY ST, LAKE FOREST, CA 92630-3844

Mortgage

Document Number	0000587656
Date	Sep 22, 2021
Instrument	2021000587656

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24401 OSPREY ST, LAKE FOREST, CA 92630-3844
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LENDERLIVE SETTLEMENT SVCS L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059148
Date	Feb 10, 2017
Instrument	2017000059148

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jan 19, 2037

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 10, 2020
Property Address	24401 OSPREY ST, LAKE FOREST, CA 92630-3844
Document Number	0000105687
Map Reference	MB 226 PG 11-13
Instrument Date	Feb 11, 2020
Instrument	2020000105687
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24401 OSPREY ST, LAKE FOREST, CA 92630-3844

Mortgage

Document Number	0000105688
Date	Mar 10, 2020
Instrument	2020000105688

Lender

Name	UNITED AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 25, 2019
Property Address	24401 OSPREY ST, LAKE FOREST, CA 92630-3844
Document Number	0000421556
Instrument Date	Sep 30, 2019
Instrument	421556
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$559.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5139 NE 28TH AVE PORTLAND OR 972116340, PORTLAND, OR 97211-6340

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 28, 2019
Property Address	24401 OSPREY ST, LAKE FOREST, CA 92630-3844
Document Number	0000423196
Instrument Date	Sep 16, 2019
Instrument	423196
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$651.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6701 E BERYL AVE PARADISE VALLEY AZ 852531354, PARADISE VALLEY, AZ 85253-1354

Tax Assessment & Valuation

The 2025 property tax bill for 24401 Osprey St was $8,159.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$808,749 (+2%) Land $696,430 Building $112,319
2025	$8,159.00	$792,892 Land $682,775 Building $110,117
2023	$7,823.00 (+1.81%)	$762,104 Land $656,262 Building $105,842
2022	$7,684.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 24401 Osprey St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 24401 Osprey St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL TORO WATER DISTRICT serves 53,415 people · EPA ID CA3010079
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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