Jefferson County and Pamelia Town property record for 24401 Cheever Rd, Watertown, NY 13601
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,460 sqft · built 1820 |
| Lot Size | 15.8 acres (688,248 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $318,000 (Dec 2025) |
| Tax Bill | $3,768 (2026) |
| Deeds & Mortgages | Mar 2022 Line of Credit Dec 2025 Sale & Mortgage + 1 more |
| APN | 224889 64.18-1-12.32 |
| Primary APN | 224889 64.18-1-12.32 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,460 sqft Living Area |
| 1st Floor Area | 1,230 sqft |
| 2nd Floor Area | 1,230 sqft |
| Year Built | Built 1820 |
|---|---|
| Effective Year Built | Effective 1820 |
| Architectural Style | Colonial |
| Exterior Material | Stone |
| Lot Area | 688,248 sqft (15.8 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 282 sqft |
| Patio Area | 240 sqft |
| Canopy | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 224889 64.18-1-12.32 |
|---|---|
| Street Address | 24401 CHEEVER RD |
| City | WATERTOWN |
| State | NY |
| Zip | 13601-5158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 99 |
| Legal Block | 1 |
| Legal Lot Number | 12.320 |
| Jurisdiction | JEFFERSON NY |
| Township / Civil Division | PAMELIA |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 60500 |
Source: Jefferson County and Pamelia Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1014 MYRTLE AVE, WATERTOWN, NY 13601-4608 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 4, 2022 | Deed of Trust, Mortgage · Line of Credit WATERTOWN SAVINGS BANK |
| Dec 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 6, 2021 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2025 · Amount on Record |
| Deed Sale | Dec 23, 2025 · Amount on Record |
| Prior Sale | Jan 6, 2021 · Amount on Record |
| Deed Document Number | 202518903 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Property Address | 24401 CHEEVER RD, WATERTOWN, NY 13601-5158 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000003652 |
|---|---|
| Date | Mar 4, 2022 |
| Instrument | 2022-00003652 |
| Name | WATERTOWN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Recording Date | Dec 23, 2025 |
| Property Address | 24401 CHEEVER RD, WATERTOWN, NY 13601-5158 |
| Document Number | 0000018903 |
| Instrument Date | Dec 11, 2025 |
| Instrument | 2025-00018903 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1014 MYRTLE AVE, WATERTOWN, NY 13601-4608 |
| Document Number | 0000018904 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 2025-00018904 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Recording Date | Jan 6, 2021 |
| Property Address | 24401 CHEEVER RD, WATERTOWN, NY 13601-5158 |
| Document Number | 0000000302 |
| Instrument Date | Nov 14, 2020 |
| Instrument | 302 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $551.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 CHURCH ST PHILADELPHIA NY 136734145, PHILADELPHIA, NY 13673-4145 |
Source: Jefferson County and Pamelia Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Jefferson County |
| County Subdivision | Pamelia Town |
| Unified School District | General Brown Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,768.00 (+6.02%) | ||
| 2025 | $3,554.00 (+2.01%) | $205,300 (-) Land $66,700 Building $138,600 | $218,404 (+2.13%) Land $70,957 Building $147,447 |
| 2024 | $3,484.00 Veteran's exemption | $205,300 (-) Land $66,700 Building $138,600 | $213,854 (+4.17%) Land $69,479 Building $144,375 |
| 2023 | $205,300 Land $66,700 Building $138,600 | $205,300 Land $66,700 Building $138,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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