2440 Warren Rd, Oakland, TN 38060 Property Records

Fayette County property record for 2440 Warren Rd, Oakland, TN 38060

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,145 sqft · built 2002
Lot Size	6.73 acres (293,159 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Aug 2026)
Tax Bill	$1,067 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`088-043.11`

Property Details

APN / Parcel Number

Primary APN	`088-043.11`
Alternative APNs	`0808808804311` `024088 04311`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,145 sqft Living Area
Gross Area	2,838 sqft
1st Floor Area	1,881 sqft
Attic	Attic
Attic Area	264 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	293,159 sqft (6.73 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	503 sqft
Shed	1 Shed
Shed Area	1 sqft
Stable	768 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2440 WARREN RD
City	OAKLAND
State	TN
Zip	38060-4216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTAGUE HILLS SUBD PB: 6 PG: 156 LOT: 7 PHASE I
Legal Subdivision	MONTAGUE HILLS SUBD
Legal Lot Number	7
Jurisdiction	FAYETTE TN
Township / Civil Division	6
Census Block Group	1
Census Block	1015
Census Tract	60501

Owner

2440 Warren Rd is owned and occupied by two individuals who bought it in August 2026.

Source: Fayette County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2440 WARREN RD, OAKLAND, TN 38060-4216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Warranty Deed, Transfer · Conventional Mortgage ORION FEDERAL CREDIT UNION
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2026 · Amount on File
Deed Sale	Aug 27, 2026 · Amount on File
Prior Sale	Nov 1, 2001 · Amount on File
Deed Document Number	20265746
Prior Transfer Date	Aug 6, 2009
Prior Transfer Doc	0000005454
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE TN
Recording Date	Aug 27, 2026
Property Address	2440 WARREN RD, OAKLAND, TN 38060-4216
Document Number	0000005746
Instrument Date	Aug 17, 2026
Instrument	20265746
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	LENDERS EDGE TITLE, LENDERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201,798.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 WARREN RD, OAKLAND, TN 38060-4216

Mortgage

Document Number	0000005747,
Date	Aug 27, 2026
Instrument	20265747

Lender

Name	ORION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	2440 WARREN RD, OAKLAND, TN 38060-4216
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 WARREN RD, OAKLAND, TN 38060-4216

Mortgage

Document Number	0000006711
Date	Aug 24, 2022
Instrument	22006711

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2440 Warren Rd was $1,067.

Source: Fayette County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Fayette County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,067.00	$114,575 Land $34,050 Building $80,525	$458,300 Land $136,200 Building $322,100
2023		$75,575 Land $18,125 Building $57,450
2021			$302,300 Land $72,500 Building $229,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2440 Warren Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2440 Warren Rd is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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