Lake County property record for 2440 Trailside Ln, Wauconda, IL 60084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,265 sqft · built 2006 |
| Lot Size | 0.215 acres (9,378 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Jun 2026) |
| Tax Bill | $14,596 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-18-102-007 |
| Primary APN | 10-18-102-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,265 sqft Living Area |
| Gross Area | 4,516 sqft |
| 1st Floor Area | 1,577 sqft |
| 2nd Floor Area | 1,688 sqft |
| Upper Floors Area | 1,688 sqft |
| Basement Area | 684 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,378 sqft (0.215 acres) |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 138 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2440 TRAILSIDE LN |
|---|---|
| City | WAUCONDA |
| State | IL |
| Zip | 60084-5016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIBERTY LAKES UNIT 3 SUB; LOT 554 |
| Legal Subdivision | LIBERTY LAKES UNIT 3 SUB |
| Legal Lot Number | 554 |
| Legal Unit | 3 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | FREMONT |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 864109 |
2440 Trailside Ln is owned and occupied by two individuals who bought it in June 2026.
Source: Lake County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 216 W RAND RD, MOUNT PROSPECT, IL 60056-1132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2026 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 8, 2023 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 29, 2020 | Deed of Trust, Mortgage · Line of Credit BUSEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2026 · Amount on File |
| Deed Sale | Jun 4, 2026 · Amount on File |
| Prior Sale | Sep 8, 2023 · Amount on File |
| Deed Document Number | 20268173424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 4, 2026 |
| Property Address | 2440 TRAILSIDE LN, WAUCONDA, IL 60084-5016 |
| Document Number | 0008173424 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 20268173424 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 216 W RAND RD, MOUNT PROSPECT, IL 60056-1132 |
| Document Number | 0008173425, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 20268173425 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 5.59% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 8, 2023 |
| Property Address | 2440 TRAILSIDE LN, WAUCONDA, IL 60084-5016 |
| Document Number | 0007994327 |
| Map Reference | DOC 6134783 |
| Instrument Date | Aug 3, 2023 |
| Instrument | 7994327 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $485.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2440 TRAILSIDE LN, WAUCONDA, IL 60084-5016 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2440 TRAILSIDE LN, WAUCONDA, IL 60084-5016 |
| Document Number | 0007994328 |
|---|---|
| Date | Sep 8, 2023 |
| Instrument | 7994328 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 2440 TRAILSIDE LN, WAUCONDA, IL 60084-5016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007651615 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 7651615 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 6, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2440 Trailside Ln was $14,596 with a homeowner's exemption, up 9.7% from the year before.
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Fremont Township |
| Municipality | Wauconda Village |
| Elementary School District | Fremont School District 79 (PK - 08) |
| Secondary School District | Mundelein Consolidated High School District 120 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,596.00 (+9.68%) Homeowner's exemption | $159,742 (+10.75%) Land $30,603 Building $129,139 | $479,274 (+10.75%) Land $91,818 Building $387,456 |
| 2024 | $13,308.00 (+7.48%) | $144,239 (+14.6%) Land $27,633 Building $116,606 | $432,760 (+14.6%) Land $82,907 Building $349,853 |
| 2023 | $12,382.00 (+22.4%) | $125,867 (+11.01%) Land $24,114 Building $101,753 | $377,639 (+11.01%) Land $72,349 Building $305,290 |
| 2022 | $10,116.00 | $113,386 Land $24,926 Building $88,460 | $340,192 Land $74,785 Building $265,407 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2440 Trailside Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2440 Trailside Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAUCONDA serves 15,349 people · EPA ID IL0971850 |
|---|---|
| Water Source | Purchased surface water from CENTRAL LAKE COUNTY JAWA |
| Last State Inspection | Mar 2026 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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