2440 Timber Creek Ln, Escondido, CA 92027 Property Records

San Diego County property record for 2440 Timber Creek Ln, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,678 sqft · built 1999
Lot Size	0.171 acres (7,452 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Aug 2005)
Tax Bill	$10,649 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`241-261-11-00`

Property Details

APN / Parcel Number

Primary APN	`241-261-11-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,678 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	7,452 sqft (0.171 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2440 TIMBER CREEK LN
City	ESCONDIDO
State	CA
Zip	92027-6750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-P
Legal Description	LOT 118 TR 013421
Legal Subdivision	706R-C
Legal Tract	013421
Legal Block	1
Legal Lot Number	118
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1013
Census Tract	20711

Owner

2440 Timber Creek Ln is owned and occupied by two individuals who bought it in August 2005.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2440 TIMBER CREEK LN, ESCONDIDO, CA 92027-6750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 27, 2017	Deed of Trust, Mortgage · Line of Credit FINANCIAL PTRS CU
Sep 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PTRS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2005 · Amount on File
Deed Sale	Aug 2, 2005 · Amount on File
Prior Sale	Dec 1, 2003 · Amount on File
Deed Document Number	2005658785
Prior Transfer Date	Jul 28, 2005
Prior Transfer Doc	0000660500
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2440 TIMBER CREEK LN, ESCONDIDO, CA 92027-6750
Transaction Type	Mortgage
Record Updated	May 3, 2021
Title Company	AMROCK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 TIMBER CREEK LN, ESCONDIDO, CA 92027-6750

Mortgage

Document Number	0000310362
Date	Apr 22, 2021
Instrument	2021-0310362

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Dec 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2440 TIMBER CREEK LN, ESCONDIDO, CA 92027-6750
Document Number	0000529476
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2440 TIMBER CREEK LN ESCONDIDO CA 920276750, ESCONDIDO, CA 92027-6750

Mortgage

Document Number	0000529476
Date	Nov 14, 2017
Instrument	529476

Lender

Name	FINANCIAL PTRS CU
Type	Credit Union
Address	DOWNEY, CA 90242

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 13, 2042

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2440 TIMBER CREEK LN, ESCONDIDO, CA 92027-6750
Document Number	0000443441
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2440 TIMBER CREEK LN ESCONDIDO CA 920276750, ESCONDIDO, CA 92027-6750

Mortgage

Document Number	0000443441
Date	Sep 27, 2017
Instrument	443441

Lender

Name	FINANCIAL PTRS CU
Type	Credit Union
Address	DOWNEY, CA 90242

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2440 Timber Creek Ln was $10,649 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Secondary School District	Escondido Union High School District (09 - 12)
Elementary School District	San Pasqual Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$989,596 (+2%) Land $501,767 Building $487,829
2025	$10,649.00 Homeowner's exemption	$970,193 Land $491,929 Building $478,264
2023	$10,758.00 (-0.7%) Homeowner's exemption	$932,522 Land $472,828 Building $459,694
2022	$10,834.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2440 Timber Creek Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2440 Timber Creek Ln is high, ranking above 86% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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