2440 Spruce Rd, Webster, WI 54893 Property Records

Burnett County property record for 2440 Spruce Rd, Webster, WI 54893

Property Summary

Property Type	Rural Home
Lot Size	37.5 acres (1,635,678 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (May 2026)
Tax Bill	$1,865 (2025)
Deeds & Mortgages	Sep 2005 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`07-024-2-39-14-04-3 01-000-011000`

Property Details

APN / Parcel Number

Primary APN	`07-024-2-39-14-04-3 01-000-011000`
Alternative APN	`15644`

Exterior

Lot Area	1,635,678 sqft (37.5 acres)

Location & Zoning

Street Address	2440 SPRUCE RD
City	WEBSTER
State	WI
Zip	54893-8124
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NE SW (SUBJ TO LIFE ESTATE LORN BOWN SEE #409357)
Legal Range	14W
Legal Township	39N
Legal Section	04
Jurisdiction	BURNETT WI
Township / Civil Division	RUSK
Census Block Group	1
Census Block	1168
Census Tract	970400

Owner

Source: Burnett County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2440 SPRUCE RD, WEBSTER, WI 54893-8124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2005	Deed of Trust, Mortgage · Conventional Mortgage JOHNSON BANK
May 21, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 6, 2010	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Dec 6, 2010 · Amount on Record
Deed Document Number	2026496549
Record Updated	Sep 20, 2026

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNETT WI
Property Address	2440 SPRUCE RD, WEBSTER, WI 54893-8124
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000377936
Date	Sep 8, 2005
Instrument	377936

Lender

Name	JOHNSON BANK
Type	Bank
Address	RACINE, WI 53401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2035

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURNETT WI
Recording Date	May 21, 2026
Property Address	2440 SPRUCE RD, WEBSTER, WI 54893-8124
Document Number	0000496549
Instrument Date	May 14, 2026
Instrument	2026496549
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	TEAM TITLE SERVICES, TM TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95,445.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 SPRUCE RD, WEBSTER, WI 54893-8124

Mortgage

Document Number	0000496550,
Date	May 21, 2026
Instrument	2026496550

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

December 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURNETT WI
Recording Date	Dec 6, 2010
Property Address	2440 SPRUCE RD, WEBSTER, WI 54893-8124
Document Number	0000411760
Instrument Date	Dec 3, 2010
Instrument	411760
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 COUNTY ROAD D, SHELL LAKE, WI 54871

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9248 NINE MILE CREEK RD, FALL CREEK, WI 54742-9332
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Burnett County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Burnett County
County Subdivision	Rusk Town
Unified School District	Spooner Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,865.00 (+4.6%)	$132,600 (-) Land $43,600 Building $89,000	$240,500 (+14.58%)
2024	$1,783.00 (-3.47%)	$132,600 (-) Land $43,600 Building $89,000	$209,900 (+8.36%)
2023	$1,847.00	$132,600 Land $43,600 Building $89,000	$193,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2014–2016)
Most Recent Claim	Jul 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 97.5% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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