2440 Sonrisa Way, Oceanside, CA 92056 Property Records

San Diego County property record for 2440 Sonrisa Way, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,486 sqft · built 1999
Lot Size	0.56 acres (2,427 sqft)
Owner	Company Name on Record
Last Sale	$500,000 (May 2019)
Tax Bill	$6,273 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`162-531-07-00`

Property Details

APN / Parcel Number

Primary APN	`162-531-07-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,486 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	2,427 sqft (0.56 acres)
Lot Dimensions	68 ft deep x 36 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2440 SONRISA WAY
City	OCEANSIDE
State	CA
Zip	92056-3454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 32 TR 011524
Legal Subdivision	OCEANSIDE CANYON
Legal Tract	011524
Legal Block	2
Legal Lot Number	32
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	19403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2440 SONRISA WAY, OCEANSIDE, CA 92056-3454
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 12, 2020	Correction Deed, Transfer NOT AVAILABLE
Sep 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 22, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Nov 21, 2017	Grant Deed, Transfer · VA Mortgage ANCHOR FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2019 · Amount on Record
Deed Sale	May 22, 2019 · Amount on Record
Prior Sale	Nov 21, 2017 · Amount on Record
Deed Document Number	2019195285
Last Transfer Date	Feb 12, 2020
Transfer Doc	0000073046
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2440 SONRISA WAY, OCEANSIDE, CA 92056-3454
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 SONRISA WAY, OCEANSIDE, CA 92056-3454

Mortgage

Document Number	0000303411
Date	Apr 20, 2021
Instrument	2021-0303411

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

February 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 12, 2020
Property Address	2440 SONRISA WAY, OCEANSIDE, CA 92056-3454
Document Number	0000073046
Instrument Date	Feb 12, 2020
Instrument	73046
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2440 SONRISA WAY OCEANSIDE CA 920563454, OCEANSIDE, CA 92056-3454

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 23, 2019
Property Address	2440 SONRISA WAY, OCEANSIDE, CA 92056-3454
Document Number	0000416951
Instrument Date	Sep 23, 2019
Instrument	416951
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2440 SONRISA WAY OCEANSIDE CA 920563454, OCEANSIDE, CA 92056-3454

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 22, 2019
Property Address	2440 SONRISA WAY, OCEANSIDE, CA 92056-3454
Document Number	0000195285
Instrument Date	Apr 30, 2019
Instrument	195285
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 SONRISA WAY OCEANSIDE CA 920563454, OCEANSIDE, CA 92056-3454

Mortgage

Document Number	195286
Date	May 22, 2019
Instrument	195286

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 21, 2017
Property Address	2440 SONRISA WAY, OCEANSIDE, CA 92056-3454
Document Number	0000543472
Map Reference	MAP11524
Instrument Date	Oct 18, 2017
Instrument	2017-0543472
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 SONRISA WAY, OCEANSIDE, CA 92056-3454

Mortgage

Document Number	0000543473
Date	Nov 21, 2017
Instrument	2017-0543473

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$568,908 (+2%) Land $379,830 Building $189,078
2025	$6,273.00 (+8.7%) Homeowner's exemption	$557,754 (+4.04%) Land $372,383 Building $185,371
2023	$5,771.00 (+0.28%) Homeowner's exemption	$536,098 Land $357,924 Building $178,174
2022	$5,755.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, Verizon.

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