2440 Seaside St, San Diego, CA 92107 Property Records

San Diego County property record for 2440 Seaside St, San Diego, CA 92107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 984 sqft · built 1942
Lot Size	0.82 acres (3,557 sqft)
Owner	2 Individual Names on File
Last Sale	$216,500 (Oct 2020)
Tax Bill	$9,494 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`448-561-09-00`

Property Details

APN / Parcel Number

Primary APN	`448-561-09-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Contemporary
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	3,557 sqft (0.82 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2440 SEASIDE ST
City	SAN DIEGO
State	CA
Zip	92107-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-1-1
Legal Description	BLK 27 LOTS 14 THRU 16 /EXC N 50 FT/ TR 001167
Legal Subdivision	OCEAN BEACH PARK
Legal Tract	001167
Legal Block	27
Legal Lot Number	14-16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	7501

Owner

2440 Seaside St is owned and occupied by two individuals who bought it in October 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2440 SEASIDE ST, SAN DIEGO, CA 92107-1409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 21, 2020	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2020 · Amount on File
Deed Sale	Oct 21, 2020 · Amount on File
Prior Sale	Jun 9, 2015 · Amount on File
Deed Document Number	2020640814
Prior Transfer Date	Mar 20, 2020
Prior Transfer Doc	0000640814
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2440 SEASIDE ST, SAN DIEGO, CA 92107-1409
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 SEASIDE ST, SAN DIEGO, CA 92107-1409

Mortgage

Document Number	0000680623
Date	Sep 28, 2021
Instrument	2021-0680623

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 21, 2020
Property Address	2440 SEASIDE ST, SAN DIEGO, CA 92107-1409
Document Number	0000640814
Map Reference	MAP 1167
Instrument Date	Mar 20, 2020
Instrument	2020-0640814
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	AMROCK INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2440 SEASIDE ST, SAN DIEGO, CA 92107-1409

Mortgage

Document Number	0000640815
Date	Oct 21, 2020
Instrument	2020-0640815

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	234 Months
Due	Apr 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 2440 Seaside St was $9,494 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$735,521 (+2%) Land $643,586 Building $91,935
2025	$9,494.00 Homeowner's exemption	$721,100 Land $630,967 Building $90,133
2023	$8,438.00 (+2.74%) Homeowner's exemption	$693,101 Land $606,467 Building $86,634
2022	$8,213.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2440 Seaside St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2440 Seaside St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,020 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber, Verizon.

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