2440 R St, Merced, CA 95340 Property Records

Merced County property record for 2440 R St, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,167 sqft · built 1955
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Oct 2018)
Tax Bill	$2,407 (2025)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`030-063-001-000`

Property Details

APN / Parcel Number

Primary APN	`030-063-001-000`
Alternative APN	`030-063-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,167 sqft Living Area
Gross Area	1,629 sqft
1st Floor Area	1,167 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	90 sqft
Patio Area	207 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	030-063-001
Street Address	2440 R ST
City	MERCED
State	CA
Zip	95340-3559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	MERCED LOTS 15&16 BLK 33
Legal Subdivision	MERCED
Legal Block	33
Legal Lot Number	15,16
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1008
Census Tract	1301

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2440 R ST, MERCED, CA 95340-3559
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Affidavit of Death of Joint Tenant, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Apr 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Aug 12, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 31, 2018	Grant Deed, Transfer · FHA Mortgage LAND HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2018 · Amount on Record
Deed Sale	Oct 31, 2018 · Amount on Record
Deed Document Number	201833962
Last Transfer Date	Apr 9, 2021
Transfer Doc	0000016692
Record Updated	Oct 29, 2026

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MERCED CA
Recording Date	Apr 14, 2021
Property Address	2440 R ST, MERCED, CA 95340-3559
Document Number	0000016692
Map Reference	MB 2 PG 12
Instrument Date	Apr 9, 2021
Instrument	2021016692
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 R ST, MERCED, CA 95340-3559

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Apr 14, 2021
Property Address	2440 R ST, MERCED, CA 95340-3559
Document Number	0000016693
Map Reference	MB 2 PG 12
Instrument Date	Mar 30, 2021
Instrument	2021016693
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2440 R ST, MERCED, CA 95340-3559

Mortgage

Document Number	0000016694
Date	Apr 14, 2021
Instrument	2021016694

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Aug 12, 2020
Property Address	2440 R ST, MERCED, CA 95340-3559
Document Number	0000027471
Instrument Date	Jul 16, 2020
Instrument	27471
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4310 LOS OLIVOS RD MERCED CA 953408659, MERCED, CA 95340-8659

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 31, 2018
Property Address	2440 R ST, MERCED, CA 95340-3559
Document Number	0000033962
Map Reference	MB 2 PG 12
Instrument Date	Oct 11, 2018
Instrument	2018033962
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 R ST, MERCED, CA 95340-3559

Mortgage

Document Number	0000033963
Date	Oct 31, 2018
Instrument	2018033963

Lender

Name	LAND HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$227,560 (+2%) Land $62,578 Building $164,982
2025	$2,407.00 (+7.36%) Homeowner's exemption	$223,099 (+4.04%) Land $61,351 Building $161,748
2023	$2,242.00 (+1.45%) Homeowner's exemption	$214,438 Land $58,970 Building $155,468
2022	$2,210.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	174.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	3 (1998–2016)
Most Recent Claim	Aug 2016 · other causes
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, GeoLinks, T-Mobile.

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