2440 Phipps Rd, Applegate, MI 48401 Property Records

Sanilac County property record for 2440 Phipps Rd, Applegate, MI 48401 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	435,600 sqft (10 acres)
Occupancy	Owner Occupied
Last Sale	$223,500 (2023)
Tax Bill	$997.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`230-027-400-050-00`

Exterior

Lot Area	435,600 sqft (10 acres)

Location & Zoning

Street Address	2440 PHIPPS RD
City	APPLEGATE
State	MI
Zip	48401-9733
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	T11N R15E SEC 27 NE 1/4 OF SE 1/4 OF SE 1/4 10.0000 A.
Jurisdiction	SANILAC MI
Minor Civil Division	WASHINGTON
Census Blockgroup	3
Census Block	3058
Census Tract	970400

Owner

Source: Sanilac County records · APN 230-027-400-050-00

Assessment roll updated July 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2440 PHIPPS RD, APPLEGATE, MI 48401-9733
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 30, 2023 · Amount on Record
Deed Sale	Oct 30, 2023 · Amount on Record
Deed Doc Number	2023
Deed Book / Page	1571 / 450
Record Refreshed	Jun 08, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANILAC MI
Property Address	2440 PHIPPS RD, APPLEGATE, MI 48401-9733
Transaction Type	Mortgage
Record Updated	Dec 03, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 PHIPPS RD, APPLEGATE, MI 48401-9733

Mortgage

Document Number	001622/292
Date	May 13, 2025
Book Page	1622/292

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Sanilac County records · Assessment roll updated July 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Sanilac County
County Subdivision	Washington Township
Unified School District	Carsonville-Port Sanilac School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$997.00 (-17.19%) Homeowner's exemption	$98,400 (+56.44%)	$196,800 (+56.44%)
2023		$62,900	$125,800
2022	$1,204.00

Flood & Wildfire

2440 Phipps Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Sanilac County (26151C), updated August 9, 2021

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 6th percentile of exposed land nationally · 15th in Michigan
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.