Oakland County property record for 2440 Parkshore Dr, Commerce Township, MI 48382
| Property Type | Condominium |
|---|---|
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,276 (2025) |
| Deeds & Mortgages | Sep 2023 Construction Loan Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-08-301-096 |
| Primary APN | E-17-08-301-096 |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 7,405 sqft (0.17 acres) |
| Street Address | 2440 PARKSHORE DR |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-2442 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | T2N, R8E, SEC 8 OAKLAND COUNTY CONDOMINIUM PLAN NO 2401 THE RESERVE AT CRYSTAL LAKE UNIT 96 L 58768 P 2 8-22-23 FR 300-007 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 135100 |
2440 Parkshore Dr, a condominium, is owned by a company.
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6905 TELEGRAPH RD, 200, BLOOMFIELD HILLS, MI 48301-3187 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 8, 2023 | Deed of Trust, Mortgage · Construction Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Jan 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Sep 5, 2023 | Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2440 PARKSHORE DR, COMMERCE TOWNSHIP, MI 48382-2442 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000098764 |
|---|---|
| Date | Sep 8, 2023 |
| Book Page | 58865/5 |
| Instrument | 98764 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 5, 2026 |
| Property Address | 2440 PARKSHORE DR, COMMERCE TOWNSHIP, MI 48382-2442 |
| Document Number | 20260001237 |
| Book / Page | 60842 / 807 |
| Map Reference | LB 58768 PG 2 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 20260001237 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,023.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6905 TELEGRAPH RD STE 200, 200, BLOOMFIELD HILLS, MI 48301-3187 |
| Name | Verified Name |
|---|---|
| Address | 5323 GLENWOOD CRK, CLARKSTON, MI 48348-4849 |
| Document Number | 0060842809 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 60842/809 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 5, 2023 |
| Property Address | 2440 PARKSHORE DR, COMMERCE TOWNSHIP, MI 48382-2442 |
| Document Number | 0000096605 |
| Book / Page | 58851 / 531 |
| Map Reference | LB 58768 PG 2 |
| Instrument Date | Aug 23, 2023 |
| Instrument | 96605 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31500 NORTHWESTERN HWY STE 105, 105, FARMINGTON HILLS, MI 48334-2501 |
| Name | Verified Name |
|---|---|
| Address | 6905 TELEGRAPH RD STE 200, 200, BLOOMFIELD HILLS, MI 48301-3187 |
| Investor | Possibly a Property Investor |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,276.00 | $66,000 | $132,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2440 Parkshore Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1987–1989) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2440 Parkshore Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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