2440 Papyrus Ct, Oceanside, CA 92054 Property Records

San Diego County property record for 2440 Papyrus Ct, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,853 sqft · built 2001
Lot Size	0.229 acres (9,978 sqft)
Owner	Individual Name on Record
Last Sale	$785,000 (Dec 2017)
Tax Bill	$9,942 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-720-10-00`

Property Details

APN / Parcel Number

Primary APN	`165-720-10-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,853 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	9,978 sqft (0.229 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2440 PAPYRUS CT
City	OCEANSIDE
State	CA
Zip	92054-6195
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-11
Legal Description	LOT 10 TR 013972
Legal Subdivision	OCEANSIDE TERRACE
Legal Tract	013972
Legal Block	5
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	5
Census Block	5005
Census Tract	18504

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2440 PAPYRUS CT, OCEANSIDE, CA 92054-6195
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Dec 11, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU
May 17, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2017 · Amount on Record
Deed Sale	Dec 11, 2017 · Amount on Record
Prior Sale	Dec 14, 2000 · Amount on Record
Deed Document Number	2017575306
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2440 PAPYRUS CT, OCEANSIDE, CA 92054-6195
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 PAPYRUS CT, CMP PENDLETON, CA 92054-6195

Mortgage

Document Number	0000392945
Date	May 25, 2021
Instrument	2021-0392945

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2017
Property Address	2440 PAPYRUS CT, OCEANSIDE, CA 92054-6195
Document Number	0000575306
Instrument Date	Oct 30, 2017
Instrument	575306
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CHICAGO TITLE COMPANY-SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$863.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 PAPYRUS CT OCEANSIDE CA 920546195, OCEANSIDE, CA 92054-6195

Mortgage

Document Number	575307
Date	Dec 11, 2017
Instrument	575307

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	May 17, 2017
Property Address	2440 PAPYRUS CT, OCEANSIDE, CA 92054-6195
Document Number	0000221494
Instrument Date	May 17, 2017
Instrument	221494
Transaction Type	Transfer
Record Updated	May 23, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 PAPYRUS CT OCEANSIDE CA 920546195, OCEANSIDE, CA 92054-6195

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$911,052 (+2%) Land $302,001 Building $609,051
2025	$9,942.00 (+5.22%) Homeowner's exemption	$893,189 (+4.04%) Land $296,080 Building $597,109
2023	$9,449.00 (+1.55%) Homeowner's exemption	$858,507 Land $284,584 Building $573,923
2022	$9,305.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Pechanga tribal government · serves 29,100 people · EPA ID 090605013
Water Source	Purchased surface water from RANCHO CALIFORNIA WATER DISTRICT
Last State Inspection	Sep 2024
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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