2440 Oak Tree Ln, Plainfield, IL 60586 Property Records

Will County property record for 2440 Oak Tree Ln, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,082 sqft · built 1999
Lot Size	0.06 acres (2,582 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Apr 2024)
Tax Bill	$4,272 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-27-403-020`

Property Details

APN / Parcel Number

Primary APN	`06-03-27-403-020`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,082 sqft Living Area
Basement Area	567 sqft
Unfinished Basement	567 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Roof Material	Shingle
Lot Area	2,582 sqft (0.06 acres)
Garage Type	Attached
Garage Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2440 OAK TREE LN
City	PLAINFIELD
State	IL
Zip	60586-7192
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 67 IN OLD OAKS UNIT 1 PUD, BEING A SUB OF PRT OF THE E1/2 OF THE SE1/4 OF SEC. 27, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	27
Legal Subdivision	OLD OAKS
Legal Lot Number	67
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1046
Census Tract	880417

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2440 OAK TREE LN, PLAINFIELD, IL 60586-7192
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 17, 2017	Warranty Deed, Transfer · FHA Mortgage PHH HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2024 · Amount on Record
Deed Sale	Apr 18, 2024 · Amount on Record
Prior Sale	Mar 17, 2017 · Amount on Record
Deed Document Number	202418480
Prior Transfer Date	Feb 16, 2015
Prior Transfer Doc	0000051876
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 18, 2024
Property Address	2440 OAK TREE LN, PLAINFIELD, IL 60586-7192
Document Number	0000018480
Map Reference	DOC R98-67425
Instrument Date	Apr 11, 2024
Instrument	R2024018480
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2440 OAK TREE LN, PLAINFIELD, IL 60586-7192

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 OAK TREE LN, PLAINFIELD, IL 60586-7192

Mortgage

Document Number	0000018481
Date	Apr 18, 2024
Instrument	R2024018481

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0000018482
Date	Apr 18, 2024
Instrument	R2024018482

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2034

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 17, 2017
Property Address	2440 OAK TREE LN, PLAINFIELD, IL 60586-7192
Document Number	0000021966
Instrument Date	Mar 7, 2017
Instrument	21966
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 OAK TREE LN PLAINFIELD IL 605867192, PLAINFIELD, IL 60586-7192

Mortgage

Document Number	21967
Date	Mar 17, 2017
Instrument	21967

Lender

Name	PHH HM LNS
Type	Funding / Finance Company
Address	EDINA, MN 55435

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,272.00 (+18.9%)	$70,453 (+8.45%) Land $14,615 Building $55,838	$211,359 (+8.45%) Land $43,845 Building $167,514
2024		$64,963 (+25.52%) Land $13,476 Building $51,487	$194,889 (+25.52%) Land $40,428 Building $154,461
2022	$3,593.00 Homeowner's exemption	$51,756 Land $10,736 Building $41,020	$155,268 Land $32,208 Building $123,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1996–2013)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Sep 2008 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Bertram Communications.

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