2440 Morningside Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 2440 Morningside Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,270 sqft · built 1975
Lot Size	0.392 acres (17,072 sqft)
Owner	Individual Name on File
Tax Bill	$822 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0102H-0A-008.00`

Property Details

APN / Parcel Number

Primary APN	`0102H-0A-008.00`
Alternative APN	`19494`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,270 sqft Living Area
Gross Area	1,980 sqft
Flooring	Carpet

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,072 sqft (0.392 acres)
Lot Width	100 ft Width
Garage Type	Carport
Garage Area	468 sqft
Carport	Carport
Carport Area	468 sqft
Porch	Porch
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	19494
Street Address	2440 MORNINGSIDE DR
City	LANCASTER
State	SC
Zip	29720-9095
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	100X167.5X100X164.5
Legal Subdivision	COUNTR
Legal Block	34
Legal Lot Number	34
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2000
Census Tract	10400

Owner

Source: Lancaster County records · APN 0102H-0A-008.00

Assessment roll updated March 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2440 MORNINGSIDE DR, LANCASTER, SC 29720-9095
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2440 MORNINGSIDE DR, LANCASTER, SC 29720-9095
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000816
Date	Jan 15, 2020
Book Page	3906/119
Instrument	2020000816

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 05, 2050

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated March 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$822.00 (+9.6%)	$5,628 (+15%) Land $981 Building $4,647	$229,500 (+71.27%) Land $40,000 Building $189,500
2024	$750.00 (+0.4%)
2023	$747.00	$4,894 Land $548 Building $4,346	$134,000 Land $15,000 Building $119,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (2006–2024)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jan 2024 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100

May also be available: Lynches River Communications.

Based on FCC filings for 106 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LANCASTER serves 14,074 people
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.