2440 McDowell St, Augusta, GA 30904 Property Records

Augusta-Richmond County Consolidated Government property record for 2440 McDowell St, Augusta, GA 30904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,966 sqft · built 1937
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (May 2025)
Tax Bill	$3,936 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`044-1-080-00-0`

Property Details

APN / Parcel Number

Primary APN	`044-1-080-00-0`
Alternative APNs	`26852` `19285`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,966 sqft Gross Area
1st Floor Area	748 sqft
Basement Area	374 sqft
Finished Basement	374 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1988
Exterior Material	Stucco
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	208 ft deep x 60 ft wide
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	32 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2440 MCDOWELL ST
City	AUGUSTA
State	GA
Zip	30904-4696
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	2440 MCDOWELL ST
Legal Subdivision	SUMMERVILLE
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	1
Census Block	1016
Census Tract	1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Summerville Historic District listed 1980 · 1,250 contributing resources · NRIS 80001229

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2440 MCDOWELL ST, AUGUSTA, GA 30904-4696
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2025 · Amount on Record
Deed Sale	May 1, 2025 · Amount on Record
Prior Sale	May 7, 2020 · Amount on Record
Deed Document Number	202517969
Deed Book / Page	1966 / 83
Prior Transfer Date	Apr 28, 2025
Prior Transfer Doc	0019651614
Record Updated	Oct 29, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHMOND GA
Recording Date	Jun 3, 2020
Property Address	2440 MCDOWELL ST, AUGUSTA, GA 30904-4696
Document Number	0017260866
Book / Page	001726 / 000866
Instrument Date	May 6, 2020
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 MCDOWELL ST AUGUSTA GA 309044696, AUGUSTA, GA 30904-4696

Mortgage

Document Number	17260869
Date	Jun 3, 2020
Book Page	001726/000869

Lender

Name	SOUTH ST BK
Type	Bank
Address	NORTH CHARLESTON, SC 29406

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,936.00 (-10.26%)
2025	$4,386.00 (+21.87%)	$138,376 (+15.34%) Land $34,429 Building $103,947	$345,940 (+15.34%) Land $86,073 Building $259,867
2023	$3,599.00 (-5.61%)	$119,968 (+4.72%) Land $34,429 Building $85,539	$299,920 (+4.72%) Land $86,073 Building $213,847
2022	$3,813.00	$114,564 Land $34,429 Building $80,135	$286,411 Land $86,073 Building $200,338

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20