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2440 Lone Jack Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 2440 Lone Jack Rd, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1971
Square Footage2,337 sqft Living Area
Lot Size21,780 sqft (0.5 acres)
OccupancyOwner Occupied
Last Sale$495,000 (2001)
Tax Bill$10,719.00 (2025)

Owner

Source: San Diego County records · APN 264-171-04-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2440 LONE JACK RD, ENCINITAS, CA 92024-6636
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Feb 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Sep 19, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 30, 2001 · Amount on Record
Deed SaleMar 30, 2001 · Amount on Record
Prior SaleAug 03, 2000 · Amount on Record
Deed Doc Number2001188650
Last Transfer DateAug 31, 2018
Transfer Doc0000391308
Record RefreshedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateAug 11, 2026
Property Address2440 LONE JACK RD, ENCINITAS, CA 92024-6636
Document Number0000234585
Instrument DateAug 03, 2026
Instrument2026234585
Transaction TypeMortgage
Record UpdatedAug 20, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship269
Address2440 LONE JACK RD, ENCINITAS, CA 92024-6636

Mortgage

Document Number0000234585,
DateAug 11, 2026
Instrument2026234585
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueSep 01, 2066
Interest
Rate6.43%
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2440 LONE JACK RD, ENCINITAS, CA 92024-6636
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2440 LONE JACK RD, ENCINITAS, CA 92024-6636

Mortgage

Document Number0000077830
DateFeb 01, 2021
Instrument2021-0077830
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 01, 2041

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateSep 19, 2018
Property Address2440 LONE JACK RD, ENCINITAS, CA 92024-6636
Document Number0000391308
Instrument DateAug 31, 2018
Instrument391308
Transaction TypeTransfer
Record UpdatedSep 26, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2440 LONE JACK RD ENCINITAS CA 920246636, ENCINITAS, CA 92024-6636

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$904,532 (+2%) Land $384,235 Building $520,297
2025$10,719.00 (+8.26%) Homeowner's exemption$886,797 (+4.04%) Land $376,701 Building $510,096
2023$9,901.00 (+4.75%) Homeowner's exemption$852,364 Land $362,074 Building $490,290
2022$9,452.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN264-171-04-00
Alternative APN
  • 2653510600

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area2,337 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleConventional Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area21,780 sqft (0.5 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Old Parcel Number2653510600
Street Address2440 LONE JACK RD
CityENCINITAS
StateCA
Zip92024-6636
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLK 72 DOC58126REC71 IN TR 000326
Legal SubdivisionOLIVENHAIN COLONY
Legal Tract000326
Legal Block72
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2003
Census Tract17111

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