Mecklenburg County property record for 2440 Kendrick Ave, Charlotte, NC 28269
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,442 sqft · built 2021 |
| Lot Size | 0.458 acres (19,956 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,292 (2023) |
| Deeds & Mortgages | Nov 2025 Mortgage Dec 2021 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-271-71 |
| Primary APN | 045-271-71 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,442 sqft Heated Area |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 19,956 sqft (0.458 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 045-271-71 |
|---|---|
| Street Address | 2440 KENDRICK AVE |
| City | CHARLOTTE |
| State | NC |
| Zip | 28269-4474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | L49A M69-422 |
| Legal Lot Number | 49A |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 5404 |
2440 Kendrick Ave is owned by an individual who acquired it in November 2021.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1508 GANDER COVE LN APT 6, 6, MATTHEWS, NC 28105-8313 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · VA Mortgage BETTER LENDING LLC |
| Dec 17, 2021 | Deed of Trust, Mortgage · Construction Mortgage MCLEAN MORTGAGE CORP |
| Jun 7, 2022 | Deed of Trust, Mortgage · VA Mortgage MID-CONTINENT FUNDING INC |
| Nov 24, 2021 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Sep 23, 2021 | Warranty Deed, Construction Loan · Construction Mortgage MCLEAN MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2021 |
| Deed Sale | Nov 24, 2021 |
| Prior Sale | Sep 23, 2021 · Amount on File |
| Deed Document Number | 0036805406 |
| Deed Book / Page | 36805 / 406 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1508 GANDER COVE LN APT 6, 6, MATTHEWS, NC 28105-8313 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2440 KENDRICK AVE, CHARLOTTE, NC 28269-4474 |
| Document Number | 0000120572 |
|---|---|
| Date | Nov 24, 2025 |
| Book Page | 40024/767 |
| Instrument | 2025120572 |
| Name | BETTER LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCHAUMBURG, IL 60195 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2440 KENDRICK AVE, CHARLOTTE, NC 28269-4474 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000237810 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 36882/1 |
| Instrument | 2021237810 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 9 Months |
| Due | Sep 1, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Oct 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 16.2% |
| Index | Prime Rate |
| Margin | 1 |
| Max Rate | 16.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2440 KENDRICK AVE, CHARLOTTE, NC 28269-4474 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000085749 |
|---|---|
| Date | Jun 7, 2022 |
| Book Page | 37404/544 |
| Instrument | 2022085749 |
| Name | MID-CONTINENT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 24, 2021 |
| Property Address | 2440 KENDRICK AVE, CHARLOTTE, NC 28269-4474 |
| Document Number | 0000224201 |
| Book / Page | 36805 / 406 |
| Map Reference | MB 15 PG 621 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 2021224201 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 32335, CHARLOTTE, NC 28232-2335 |
| Name | Verified Name |
|---|---|
| Address | 1508 GANDER COVE LN APT 6, 6, MATTHEWS, NC 28105-8313 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 23, 2021 |
| Property Address | 2440 KENDRICK AVE, CHARLOTTE, NC 28269-4474 |
| Document Number | 0000182490 |
| Book / Page | 36562 / 119 |
| Map Reference | MB 15 PG 621 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 2021182490 |
| Transaction Type | Construction Loan |
| Record Updated | May 25, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 32335, CHARLOTTE, NC 28232-2335 |
| Name | Verified Name |
|---|---|
| Address | 1508 GANDER COVE LN APT 6, 6, MATTHEWS, NC 28105-8313 |
| Document Number | 0000182491 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 2021182491 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 1, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Oct 1, 2021 |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 16.2% |
| Index | Other |
| Margin | 1 |
| Max Rate | 16.2% |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 2440 Kendrick Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2440 Kendrick Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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