Gasconade County property record for 2440 Hwy K, Hermann, MO 65041
| Property Type | Other Improved |
|---|---|
| Details | 2 bd · 3,580 sqft · built 1859 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $443 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-1.0-02-1-04-003.000 |
| Primary APN | 10-1.0-02-1-04-003.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Building Area | 3,580 sqft Living Area |
| 1st Floor Area | 3,580 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1859 |
|---|---|
| Effective Year Built | Effective 1859 |
| Exterior Material | Stone |
| Roof Type | Wood Truss |
| Roof Material | Metal |
| Lot Area | 47,916 sqft (1.1 acres) |
| Lot Dimensions | 167 ft deep x 281 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2440 HIGHWAY K |
|---|---|
| City | HERMANN |
| State | MO |
| Zip | 65041-4707 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | PT E1/2 LOT 1 NE: AC-1.10 |
| Legal Range | 06W |
| Legal Township | 43N |
| Legal Section | 02 |
| Legal Lot Number | 1 |
| Jurisdiction | GASCONADE MO |
| Township / Civil Division | BOULWARE |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 960300 |
2440 Hwy K is owned by two individuals.
Source: Gasconade County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3808 HIGHWAY 19, OWENSVILLE, MO 65066-3003 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASCONADE MO |
| Property Address | 2440 HIGHWAY K, HERMANN, MO 65041-4707 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020220342 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 2022-0342 |
| Name | MISSOURI BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Mar 1, 2023 |
The 2025 property tax bill for 2440 Hwy K was $443.
Source: Gasconade County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Gasconade County |
| Unified School District | Gasconade County R-I School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,870 (-) | $36,170 (-) Land $11,410 Building $24,760 | |
| 2025 | $443.00 | $6,870 | $36,170 Land $11,410 Building $24,760 |
| 2023 | $432.00 | $6,930 | $36,450 |
| 2022 | $432.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2440 Hwy K in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2440 Hwy K is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| T-Mobile Fixed Wireless | 25 / 3 |
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