2440 Hover Dr, Castle Rock, CO 80104 Property Records

Douglas County property record for 2440 Hover Dr, Castle Rock, CO 80104 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,411 sqft · built 1996
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on File
Last Sale	$630,000 (May 2025)
Tax Bill	$2,531 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2505-12-4-07-020`

Property Details

APN / Parcel Number

Primary APN	`2505-12-4-07-020`
Alternative APNs	`R0375281` `0375281`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,411 sqft Living Area
Gross Area	2,822 sqft
1st Floor Area	1,411 sqft
Basement Area	1,411 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,186 sqft (0.142 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	193 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0375281
Street Address	2440 HOVER DR
City	CASTLE ROCK
State	CO
Zip	80104-2296
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 2 SOUTH RIDGE TOWNHOUSE FILING #5B-1ST AMEND. YOUNG/AMERICAN PUD 0.142 AM/L
Legal Range	67W
Legal Township	08S
Legal Section	12
Legal Quarter	SE
Legal Subdivision	SOUTH RIDGE TOWNHOUSE
Legal Block	2
Legal Lot Number	6
Jurisdiction	DOUGLAS CO
Township / Civil Division	CASTLE ROCK
Census Block Group	2
Census Block	2007
Census Tract	14504

Owner

Source: Douglas County records · APN 2505-12-4-07-020

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2440 HOVER DR, CASTLE ROCK, CO 80104-2296
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2026	Deed of Trust, Mortgage · VA Mortgage AMERICAN UNITED MORTGAGE CORPORATION
May 12, 2025	Warranty Deed, Transfer · VA Mortgage UNITED AMERICAN MORTGAGE CORP
Jan 04, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NEAT LOANS LLC
Jan 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 26, 2017	Deed of Trust, Mortgage · Line of Credit WESTERRA CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 12, 2025 · Amount on Record
Deed Sale	May 12, 2025 · Amount on Record
Prior Sale	Jan 16, 1996 · Amount on Record
Deed Document Number	202521430
Prior Transfer Date	Dec 16, 2021
Prior Transfer Doc	0000000771
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Recording Date	Jul 02, 2026
Property Address	2440 HOVER DR, CASTLE ROCK, CO 80104-2296
Document Number	0000033321
Instrument Date	Jun 26, 2026
Instrument	202633321
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 HOVER DR, CASTLE ROCK, CO 80104-2296

Mortgage

Document Number	0000033321,
Date	Jul 02, 2026
Instrument	202633321

Lender

Name	AMERICAN UNITED MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	May 12, 2025
Property Address	2440 HOVER DR, CASTLE ROCK, CO 80104-2296
Document Number	0000021430
Instrument Date	May 07, 2025
Instrument	2025021430
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$63.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 HOVER DR, CASTLE ROCK, CO 80104-2296

Mortgage

Document Number	0000021431
Date	May 12, 2025
Instrument	2025021431

Lender

Name	UNITED AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2030
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	7.12%
Margin	2
Max Rate	11.1%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS CO
Recording Date	Jan 04, 2022
Property Address	2440 HOVER DR, CASTLE ROCK, CO 80104-2296
Document Number	0000000771
Instrument Date	Dec 16, 2021
Instrument	2022000771
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	GUARDIAN TITLE AGENCY, GUARDIAN TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2440 HOVER DR, CASTLE ROCK, CO 80104-2296
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000772
Date	Jan 04, 2022
Instrument	2022000772

Lender

Name	NEAT LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS CO
Recording Date	Jan 23, 2020
Property Address	2440 HOVER DR, CASTLE ROCK, CO 80104-2296
Document Number	0000005263
Instrument Date	Jan 16, 2020
Instrument	5263
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2440 HOVER DR CASTLE ROCK CO 801042296, CASTLE ROCK, CO 80104-2296

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	2440 HOVER DR, CASTLE ROCK, CO 80104-2296
Document Number	0000029281
Instrument Date	Apr 26, 2017
Transaction Type	Mortgage
Record Updated	Jun 09, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 HOVER DR CASTLE ROCK CO 801042296, CASTLE ROCK, CO 80104-2296

Mortgage

Document Number	0000029281
Date	May 02, 2017
Instrument	29281

Lender

Name	WESTERRA CU
Type	Credit Union
Address	DENVER, CO 80209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 01, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Douglas County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Municipality	Castle Rock Town
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,390 (-) Land $10,620 Building $25,770	$535,249 (-) Land $156,213 Building $379,036
2025	$2,531.00 (+11.5%)	$36,390 (-0.19%) Land $10,620 Building $25,770	$535,249 (-1.67%) Land $156,213 Building $379,036
2024	$2,270.00 (-1.39%)
2023	$2,302.00	$36,460 Land $9,010 Building $27,450	$544,322 Land $134,548 Building $409,774

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Douglas County (08035C), updated June 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080350145042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 297 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)	Low Latency
Xfinity	Cable	2,000 / 250	Yes
BAM Broadband OpCo	Fixed Wireless (unlicensed)	1,000 / 100	No
T-Mobile USA	Fixed Wireless	100 / 20	Yes
AT&T	Fixed Wireless	100 / 20	Yes

May also be available at this address: Verizon, Lumen Technologies, Istari Holdings, Windfield Enterprises. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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