Horry County property record for 2440 Heritage Loop, Myrtle Beach, SC 29577
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,920 sqft · built 2017 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $252,500 (Jun 2020) |
| Deeds & Mortgages | Jan 2024 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 447-03-02-0119 |
| Primary APN | 447-03-02-0119 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2440 HERITAGE LOOP |
|---|---|
| City | MYRTLE BEACH |
| State | SC |
| Zip | 29577-1989 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | EMMENS PRESERVE PH 1A TR 1; LOT 502 |
| Legal Subdivision | EMMENS PRESERVE PH 1A |
| Legal Tract | 1 |
| Legal Lot Number | 502 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 51000 |
Source: Horry County records · APN 447-03-02-0119
Assessment roll updated September 13, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2440 HERITAGE LOOP, MYRTLE BEACH, SC 29577-1989 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2024 | Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Mar 22, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL |
| Jun 05, 2020 | Warranty Deed, Transfer · VA Mortgage USAA FCU |
| Mar 31, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2020 · Amount on Record |
| Deed Sale | Jun 05, 2020 · Amount on Record |
| Deed Document Number | 0043162041 |
| Deed Book / Page | 4316 / 2041 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 2440 HERITAGE LOOP, MYRTLE BEACH, SC 29577-1989 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2440 HERITAGE LOOP, MYRTLE BEACH, SC 29577-1989 |
| Document Number | 67490000001092 |
|---|---|
| Date | Jan 16, 2024 |
| Book Page | 0000006749/0000001092 |
| Instrument | 2024000004898 |
| Name | THE FEDERAL SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 2440 HERITAGE LOOP, MYRTLE BEACH, SC 29577-1989 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2440 HERITAGE LOOP, MYRTLE BEACH, SC 29577-1989 |
| Document Number | 63580000000284 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 0000006358/0000000284 |
| Name | NEW DAY FINANCIAL |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Jun 05, 2020 |
| Property Address | 2440 HERITAGE LOOP, MYRTLE BEACH, SC 29577-1989 |
| Document Number | 4316/2041 |
| Book / Page | 004316 / 002041 |
| Instrument Date | Jun 04, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $934.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2440 HERITAGE LOOP MYRTLE BEACH SC 295771989, MYRTLE BEACH, SC 29577-1989 |
| Document Number | 6221/2772 |
|---|---|
| Date | Jun 05, 2020 |
| Book Page | 006221/002772 |
| Name | USAA FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 04, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Mar 31, 2017 |
| Property Address | 2440 HERITAGE LOOP, MYRTLE BEACH, SC 29577-1989 |
| Document Number | 3998/2969 |
| Book / Page | 003998 / 002969 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 36029 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 03, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $851.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2016 MACON RIDGE RD RALEIGH NC 276136384, RALEIGH, NC 27613-6384 |
| Document Number | 5868/1536 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 005868/001536 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 30, 2047 |
Source: Horry County records · Assessment roll updated September 13, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Municipality | Myrtle Beach City |
| Unified School District | Horry County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $328,844 (+31.54%) Land $85,000 Building $243,844 | |
| 2023 | $10,000 Land $1,800 Building $8,200 | $250,000 Land $45,000 Building $205,000 |
Source: FEMA National Flood Hazard Layer, Horry County (45051C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450510510002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 602 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 602 in force |
| Nearby Flood Claims | 18 (1987–2019) |
| Claims Outside the SFHA | 15 of 18 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 343 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Horry Telephone Cooperative Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF MYRTLE BEACH serves 49,375 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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