2440 Gustafson Rd, Belvidere, IL 61008 Property Records

Boone County property record for 2440 Gustafson Rd, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,944 sqft · built 1996
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$327,500 (Nov 2010)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-04-376-001`

Property Details

APN / Parcel Number

Primary APN	`05-04-376-001`
Alternative APN	`05-05-04-376-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,944 sqft Living Area
Gross Area	5,441 sqft
1st Floor Area	5,441 sqft
Basement Area	1,749 sqft
Finished Basement	1,300 sqft
Unfinished Basement	449 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Account Number	05-05-04-376-001
Street Address	2440 GUSTAFSON RD
City	BELVIDERE
State	IL
Zip	61008-9771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	4-44-3 GUSTAFSON ACRES LOT 1 2440 GUSTAFSON RD E 389 N 334.93
Legal Subdivision	GUSTAFSON ACRES
Legal Lot Number	1
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	1
Census Block	1010
Census Tract	10501

Owner

Source: Boone County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2440 GUSTAFSON RD, BELVIDERE, IL 61008-9771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Warranty Deed, Transfer · VA Mortgage USAA FSB
May 23, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2010 · Amount on Record
Deed Sale	Nov 16, 2010 · Amount on Record
Deed Document Number	20108370
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	Jul 11, 2022
Property Address	2440 GUSTAFSON RD, BELVIDERE, IL 61008-9771
Document Number	2022R03991
Map Reference	DOC 95-748
Instrument Date	Jul 6, 2022
Instrument	2022R03991
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$877.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 GUSTAFSON RD, BELVIDERE, IL 61008-9771

Mortgage

Document Number	2022R03992
Date	Jul 11, 2022
Instrument	2022R03992

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount Recorded

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE IL
Recording Date	May 23, 2022
Property Address	2440 GUSTAFSON RD, BELVIDERE, IL 61008-9771
Document Number	2022R02970
Map Reference	DOC 95-748
Instrument Date	Jan 11, 2022
Instrument	2022R02970
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2312 NEW MILFORD CHURCH RD, ROCKFORD, IL 61109-4468

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 GUSTAFSON RD, BELVIDERE, IL 61008-9771

Mortgage

Document Number	2022R02971
Date	May 23, 2022
Instrument	2022R02971

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$233,893 Land $21,692 Building $212,201	$701,679 Land $65,076 Building $636,603

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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