Storey County property record for 2440 Enterprise Rd, VC Highlands, NV 89521
| Property Type | Single Family Home |
|---|---|
| Details | 2,896 sqft · built 1988 |
| Lot Size | 2.23 acres (97,139 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $465,000 (Mar 2019) |
| Tax Bill | $2,952 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-033-23 |
| Primary APN | 003-033-23 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,664 sqft Living Area |
| Gross Area | 5,332 sqft |
| Basement Area | 768 sqft |
| Finished Basement | 768 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 97,139 sqft |
| Garage Type | Attached |
| Garage Area | 896 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 50 sqft |
|---|---|
| Patio Area | 722 sqft |
| Shed | 1 Shed |
| Shed Area | 384 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2440 ENTERPRISE RD |
|---|---|
| City | RENO |
| State | NV |
| Zip | 89521-7490 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E1 VCH;1AC |
| Legal Description | PARCEL MAP ID : LOT : BLOCK : H VCH H-65,66 TOWN : VC HIGHLANDS |
| Legal Range | 21E |
| Legal Township | 18N |
| Legal Section | 32 |
| Legal Subdivision | VIRGINIA CITY HIGHLANDS |
| Legal Block | 2 |
| Legal Lot Number | 65-66 |
| Legal Unit | 1 |
| Jurisdiction | STOREY NV |
| Township / Civil Division | VIRGINIA CITY |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 970200 |
Source: Storey County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2440 ENTERPRISE RD, RENO, NV 89521-7490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| Mar 1, 2019 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2019 · Amount on Record |
| Deed Sale | Mar 1, 2019 · Amount on Record |
| Deed Document Number | 2019129189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOREY NV |
| Property Address | 2440 ENTERPRISE RD, RENO, NV 89521-7490 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000133144 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 133144 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STOREY NV |
| Recording Date | Mar 1, 2019 |
| Property Address | 2440 ENTERPRISE RD, RENO, NV 89521-7490 |
| Document Number | 0000129189 |
| Instrument Date | Feb 26, 2019 |
| Instrument | 129189 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2019 |
| Title Company | WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,813.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2440 ENTERPRISE RD RENO NV 895217490, RENO, NV 89521-7490 |
| Document Number | 129190 |
|---|---|
| Date | Mar 1, 2019 |
| Instrument | 129190 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 28, 2039 |
Source: Storey County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Storey County |
| Unified School District | Storey County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,727 (+8.82%) Land $16,170 Building $82,557 | $282,076 (+8.82%) Land $46,200 Building $235,876 | |
| 2025 | $2,952.00 (+6.07%) | ||
| 2023 | $2,783.00 (+3.8%) | $90,726 (+17.1%) Land $10,780 Building $79,946 | $259,216 (+17.1%) Land $30,800 Building $228,416 |
| 2022 | $2,681.00 | $77,478 Land $10,780 Building $66,698 | $221,365 Land $30,800 Building $190,565 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.1% of the US · above 96% of Nevada |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| Northern Nevada High Speed Internet Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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