2440 Elbow Rd, Orange Park, FL 32073 Property Records

Clay County property record for 2440 Elbow Rd, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,577 sqft · built 1961
Lot Size	0.429 acres (18,730 sqft)
Owner	Owner Name on Record
Last Sale	$123,000 (Dec 2003)
Tax Bill	$986 (2025)
Flood Zone	Zone X (minimal risk)
APN	`41-04-26-019116-000-00`

Property Details

APN / Parcel Number

Primary APN	`41-04-26-019116-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,577 sqft Heated Area
Gross Area	2,468 sqft
Flooring	Laminate Plank
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Rolled Roofing
Lot Area	18,730 sqft (0.429 acres)
Lot Dimensions	125 ft deep x 150 ft wide
Garage Area	360 sqft

Exterior Amenities

Porch	Porch
Porch Area	215 sqft
Patio Area	236 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2440 ELBOW RD
City	ORANGE PARK
State	FL
Zip	32073-5566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	LOT 11 BLK D HOLLY POINT REPLAT O R 2298 PG 1827
Legal Range	26
Legal Township	04
Legal Section	41
Legal Subdivision	HOLLY POINT REP 04
Legal Block	D
Legal Lot Number	11
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3036
Census Tract	30600

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	2440 ELBOW RD, ORANGE PARK, FL 32073-5566
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2003 · Amount on Record
Deed Sale	Dec 1, 2003 · Amount on Record
Deed Document Number	200381941
Deed Book / Page	2298 / 1827
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Municipality	Orange Park Town
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$986.00 (+0.31%) Homeowner's exemption	$96,212 (+5.99%)	$193,030 (+5.63%) Land $85,000 Building $108,030
2023	$983.00 (+6.85%) Homeowner's exemption	$90,778 (+3%)	$182,742 (+14.24%) Land $85,000 Building $97,742
2022	$920.00 Homeowner's exemption	$88,134	$159,963 Land $70,000 Building $89,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	111 units insured incl. 50 condo units
Nearby Flood Claims	29 (1997–2017)
Claims Outside the SFHA	15 of 29
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 19 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ORANGE PARK serves 8,668 people · EPA ID FL2101182
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20