2440 E Oxford Ct, Gilbert, AZ 85295 Property Records

Maricopa County property record for 2440 E Oxford Ct, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,350 sqft · built 2000
Lot Size	0.187 acres (8,152 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Jul 2019)
Tax Bill	$2,315 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2022 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-40-837`

Property Details

APN / Parcel Number

Primary APN	`304-40-837`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,350 sqft Living Area
1st Floor Area	1,596 sqft
2nd Floor Area	1,754 sqft

Exterior

Year Built	Built 2000
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,152 sqft (0.187 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2440 E OXFORD CT
City	GILBERT
State	AZ
Zip	85295-9016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	CROSSINGS AT CROSSROADS UNIT 1 MCR 481-41
Legal Range	06E
Legal Township	01S
Legal Section	27
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	CROSSINGS AT CROSSROADS UNIT 1
Legal Lot Number	187
Legal Unit	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2003
Census Tract	815100

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2440 E OXFORD CT, GILBERT, AZ 85295-9016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Mar 23, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jul 25, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2019 · Amount on Record
Deed Sale	Jul 25, 2019 · Amount on Record
Prior Sale	Oct 15, 2002 · Amount on Record
Deed Document Number	20190565724
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2440 E OXFORD CT, GILBERT, AZ 85295-9016
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 E OXFORD CT, GILBERT, AZ 85295-9016
Investor	Possibly a Property Investor

Mortgage

Document Number	0000659187
Date	Nov 14, 2025
Instrument	20250659187

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2440 E OXFORD CT, GILBERT, AZ 85295-9016
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 E OXFORD CT, GILBERT, AZ 85295-9016

Mortgage

Document Number	0000257975
Date	Mar 23, 2022
Instrument	20220257975

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2440 E OXFORD CT, GILBERT, AZ 85295-9016
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 E OXFORD CT, GILBERT, AZ 85295-9016

Mortgage

Document Number	0000215758
Date	Feb 25, 2021
Instrument	20210215758

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2440 E OXFORD CT, GILBERT, AZ 85295-9016
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000420284
Date	May 15, 2020
Instrument	20200420284

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 25, 2019
Property Address	2440 E OXFORD CT, GILBERT, AZ 85295-9016
Document Number	0000565724
Map Reference	MB 481 PG 41
Instrument Date	May 31, 2019
Instrument	20190565724
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2440 E OXFORD CT, 2440, GILBERT, AZ 85295-9016

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2440 E OXFORD CT, GILBERT, AZ 85295-9016
Investor	Possibly a Property Investor

Mortgage

Document Number	0000565725
Date	Jul 25, 2019
Instrument	20190565725

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,120 (+0.83%)	$561,200 (+0.83%) Land $112,200 Building $449,000
2025	$2,315.00 (-6.54%)
2024		$55,660	$556,600 Land $111,300 Building $445,300
2023	$2,477.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
CenturyLink DSL	140 / 20

May also be available: T-Mobile, Verizon.

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