2440 E Desert Cove Ave, Phoenix, AZ 85028 Property Records

Maricopa County property record for 2440 E Desert Cove Ave, Phoenix, AZ 85028

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,134 sqft · built 1977
Lot Size0.223 acres (9,720 sqft)
Owner2 Company Names on Record
Last Sale$450,000 (Nov 2006)
Tax Bill$2,741 (2025)
Deeds & MortgagesDec 2025 Transfer
Nov 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN166-30-099

Property Details

APN / Parcel Number

Primary APN166-30-099
Alternative APN
  • 166300992

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,134 sqft Living Area
Gross Area2,554 sqft
1st Floor Area2,134 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialStucco
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area9,720 sqft (0.223 acres)
Parking Spaces2 Parking Spaces
Pool Area550 sqft
Patio Area396 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address2440 E DESERT COVE AVE
CityPHOENIX
StateAZ
Zip85028-2522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionSHEA HEIGHTS MCR 139-14
Legal Range3E
Legal Township3N
Legal Section23
Legal SubdivisionSHEA HEIGHTS
Legal Lot Number95
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3009
Census Tract104802

Owner

Source: Maricopa County records, as of December 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address2440 E DESERT COVE AVE, PHOENIX, AZ 85028-2522
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2025Intrafamily Transfer, Transfer
Nov 6, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2006 · Amount on Record
Deed SaleNov 17, 2006 · Amount on Record
Prior SaleAug 26, 2004 · Amount on Record
Deed Document Number20061512150
Prior Transfer DateOct 11, 2006
Prior Transfer Doc0001512151
Record UpdatedOct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateDec 2, 2025
Property Address2440 E DESERT COVE AVE, PHOENIX, AZ 85028-2522
Document Number0000693492
Map ReferenceMB 139 PG 14
Instrument DateDec 1, 2025
Instrument20250693492
Transaction TypeTransfer
Record UpdatedDec 11, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2440 E DESERT COVE AVE, PHOENIX, AZ 85028-2522

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2440 E DESERT COVE AVE, PHOENIX, AZ 85028-2522

November 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateNov 6, 2019
Property Address2440 E DESERT COVE AVE, PHOENIX, AZ 85028-2522
Document Number0000895527
Map ReferenceMB 139 PG 14
Instrument DateOct 4, 2019
Instrument20190895527
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyAMERICAN TITLE SVC AGCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2440 E DESERT COVE AVE, PHOENIX, AZ 85028-2522

Mortgage

Document Number0000895528
DateNov 6, 2019
Instrument20190895528
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2034

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$61,050 (+92.81%)$610,500 (+6.54%) Land $122,100 Building $488,400
2025$2,741.00 (+5.02%)$31,664 (-44.32%)$573,000 (+0.76%) Land $114,600 Building $458,400
2024$56,870$568,700 Land $113,700 Building $455,000
2023$2,610.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

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