2440 Cardinal Rd, Gilmer, TX 75645 Property Records

Upshur County property record for 2440 Cardinal Rd, Gilmer, TX 75645

Property Summary

Property Type	Rural Home
Details	3,120 sqft · built 2007
Lot Size	1.28 acres (56,105 sqft)
Owner	Individual Name on Record
Last Sale	$233,900 (Jun 2021)
Tax Bill	$3,036 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002U-S02-000-072`

Property Details

APN / Parcel Number

Primary APN	`002U-S02-000-072`
Alternative APN	`51800`

Interior

Building Area	3,120 sqft Living Area
1st Floor Area	2,062 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	56,105 sqft (1.28 acres)
Garage Type	Attached
Garage Area	506 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	002U-S02-000-072
Street Address	2440 CARDINAL RD
City	GILMER
State	TX
Zip	75645-7480
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A2 FLORES, MARIA FINOLA,TRACT 72, 1.288 ACRES & HOUSE
Legal Subdivision	MARIA FINOLA SURVEY A-2
Legal Tract	72
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	2
Census Block	2004
Census Tract	950301

Owner

Source: Upshur County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2440 CARDINAL RD, GILMER, TX 75645-7480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Deed Document Number	20214270
Last Transfer Date	Jan 20, 2022
Transfer Doc	0000000728
Record Updated	Sep 20, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Jun 1, 2021
Property Address	2440 CARDINAL RD, GILMER, TX 75645-7480
Document Number	202104270
Map Reference	VOL 781 PG 269
Instrument Date	Jun 1, 2021
Instrument	202104270
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 18221, KINGSBURY, TX 78638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 CARDINAL RD, GILMER, TX 75645-7480

Mortgage

Document Number	202104271
Date	Jun 1, 2021
Instrument	202104271

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,036.00 (-19.36%) Homeowner's exemption	$307,460 (-1.11%) Land $65,190 Building $242,270	$307,460 (-1.11%) Land $65,190 Building $242,270
2023		$310,920 Land $75,090 Building $235,830	$310,920 Land $75,090 Building $235,830
2022	$3,765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BI COUNTY WSC 1 serves 12,777 people · EPA ID TX0320002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cardinal Rd

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