2440 Barton Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 2440 Barton Ave, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,064 sqft · built 1922
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,950 (Nov 2025)
Tax Bill	$6,910 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 48.20-7-16`

Property Details

APN / Parcel Number

Primary APN	`422800 48.20-7-16`
Alternative APN	`280004802000070160000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,064 sqft Living Area
1st Floor Area	1,096 sqft
2nd Floor Area	968 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2440 BARTON AVE
City	SCHENECTADY
State	NY
Zip	12306-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G2,2 STY,ADD-(U) FAGAN #11 - 442,443 3.-285-12
Legal Subdivision	FAGANS SUBDIVISION #11
Legal Block	7
Legal Lot Number	16.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2001
Census Tract	33300

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1062 STRONG ST, SCHENECTADY, NY 12307-1907
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 24, 2025	Warranty Deed, Transfer · FHA Mortgage CCFCU FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on Record
Deed Sale	Nov 24, 2025 · Amount on Record
Prior Sale	Aug 18, 2016 · Amount on Record
Deed Document Number	202527765
Deed Book / Page	2161 / 332
Prior Transfer Date	Jul 22, 2016
Prior Transfer Doc	0000037522
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2440 BARTON AVE, SCHENECTADY, NY 12306-4306
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 BARTON AVE, SCHENECTADY, NY 12306-4306

Mortgage

Document Number	0000021672
Date	Sep 11, 2025
Instrument	202521672

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 24, 2025
Property Address	2440 BARTON AVE, SCHENECTADY, NY 12306-4306
Document Number	0000027765
Map Reference	CAB B 175
Instrument Date	Nov 7, 2025
Instrument	202527765
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,192.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2440 BARTON AVE, SCHENECTADY, NY 12306-4306

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1062 STRONG ST, SCHENECTADY, NY 12307-1907

Mortgage

Document Number	0000027766
Date	Nov 24, 2025
Instrument	202527766

Lender

Name	CCFCU FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,910.00 (+1.93%)
2025	$6,779.00	$185,000 (-) Land $5,500 Building $179,500	$284,600 (+10.78%) Land $8,461 Building $276,139
2024		$185,000 (-) Land $5,500 Building $179,500	$256,900 (+5.55%) Land $7,638 Building $249,262
2023		$185,000 Land $5,500 Building $179,500	$243,400 Land $7,236 Building $236,164

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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