Gwinnett County property record for 2440 Arbour Trace Ter, Suwanee, GA 30024 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,811 sqft · built 1986 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Jul 2026) |
| Tax Bill | $5,293 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Aug 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-127-159 |
| Primary APN | 7-127-159 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,811 sqft Living Area |
| Gross Area | 2,258 sqft |
| 1st Floor Area | 1,511 sqft |
| Basement Area | 747 sqft |
| Finished Basement | 300 sqft |
| Unfinished Basement | 447 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Width | 100 ft Width |
| View / Lot | Primary |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 345 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 2440 ARBOUR TRACE TER |
|---|---|
| City | SUWANEE |
| State | GA |
| Zip | 30024-2591 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L86 BB ARBOUR TRACE #5 |
| Legal Subdivision | ARBOUR TRACE |
| Legal Block | B |
| Legal Lot Number | 86 |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | LAWRENCEVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 50565 |
Source: Gwinnett County records · APN 7-127-159
Assessment roll updated November 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2440 ARBOUR TRACE TER, SUWANEE, GA 30024-2591 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2026 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Aug 20, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Dec 15, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER |
| Dec 15, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER |
| Jun 29, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 21, 2026 · Amount on Record |
| Deed Sale | Jul 21, 2026 · Amount on Record |
| Prior Sale | Dec 16, 2022 · Amount on Record |
| Deed Book / Page | 62656 / 504 |
| Prior Transfer Date | Aug 23, 2002 |
| Prior Transfer Doc | 2868000234 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Jul 21, 2026 |
| Property Address | 2440 ARBOUR TRACE TER, SUWANEE, GA 30024-2591 |
| Document Number | 6265000504 |
| Book / Page | 62656 / 504 |
| Instrument Date | Jul 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 6265000506, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 62656/506 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Number | 6265000522, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 62656/522 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 01, 2036 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 2440 ARBOUR TRACE TER, SUWANEE, GA 30024-2591 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2440 ARBOUR TRACE TER, SUWANEE, GA 30024-2591 |
| Document Number | 0620230515 |
|---|---|
| Date | Aug 20, 2025 |
| Book Page | 0000062023/0000000515 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Dec 15, 2022 |
| Property Address | 2440 ARBOUR TRACE TER, SUWANEE, GA 30024-2591 |
| Document Number | 0603550669 |
| Book / Page | 60355 / 669 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 2022-037228 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2440 ARBOUR TRACE TER, SUWANEE, GA 30024-2591 |
| Document Number | 0603550672 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 0000060355/0000000672 |
| Name | MORTGAGE RESEARCH CENTER |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Dec 15, 2022 |
| Property Address | 2440 ARBOUR TRACE TER, SUWANEE, GA 30024-2591 |
| Document Number | 0603550669 |
| Book / Page | 60355 / 669 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 2022-037228 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2440 ARBOUR TRACE TER, SUWANEE, GA 30024-2591 |
| Document Number | 0060355672 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | 60355/672 |
| Name | MORTGAGE RESEARCH CENTER |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 2440 ARBOUR TRACE TER, SUWANEE, GA 30024-2591 |
| Document Number | 0560050118 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2440 ARBOUR TRACE TER SUWANEE GA 300242591, SUWANEE, GA 30024-2591 |
| Document Number | 0560050118 |
|---|---|
| Date | Jul 12, 2018 |
| Book Page | 056005/000118 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 11, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Gwinnett County records · Assessment roll updated November 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Unified School District | Gwinnett County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,293.00 (+10.06%) | $138,560 (+11.74%) Land $26,320 Building $112,240 | $346,400 (+11.74%) Land $65,800 Building $280,600 |
| 2023 | $4,809.00 | $124,000 Land $28,880 Building $95,120 | |
| 2022 | $310,000 Land $72,200 Building $237,800 |
Source: FEMA National Flood Hazard Layer, Gwinnett County (13135C), updated June 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131350505651, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024, river or lake flooding, Hurricane Helene |
| Wildfire Risk | Low above 3% of the US · above 1% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 279 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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