2440 85th Ave, Vero Beach, FL 32966 Property Records

Indian River County property record for 2440 85th Ave, Vero Beach, FL 32966

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 934 sqft · built 1986
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,900 (Feb 2022)
Tax Bill	$2,246 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-38-02-00002-0190-00003.0`

Property Details

APN / Parcel Number

Primary APN	`33-38-02-00002-0190-00003.0`
Alternative APN	`61590`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	934 sqft Living Area
1st Floor Area	934 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
View / Lot	Interior
Driveway	Concrete Driveway
Driveway Area	486 sqft
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2440 85TH AVE
City	VERO BEACH
State	FL
Zip	32966-1780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	PARADISE PARK UNIT NO 1 IRF BLK S LOT 3 PBI 3-72
Legal Range	38E
Legal Township	33S
Legal Section	02
Legal Subdivision	PARADISE PARK UNIT NO 1
Legal Block	S
Legal Lot Number	3
Legal Unit	NO
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	1
Census Block	1047
Census Tract	50907

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2440 85TH AVE, VERO BEACH, FL 32966-1780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2022 · Amount on Record
Deed Sale	Feb 23, 2022 · Amount on Record
Prior Sale	Apr 1, 2015 · Amount on Record
Deed Document Number	202211502
Deed Book / Page	3514 / 221
Prior Transfer Date	Jun 24, 2014
Prior Transfer Doc	0027721726
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Feb 23, 2022
Property Address	2440 85TH AVE, VERO BEACH, FL 32966-1780
Document Number	0035140221
Book / Page	3514 / 221
Map Reference	MB 3 PG 72
Instrument Date	Feb 16, 2022
Instrument	3120220011502
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	RIOMAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,329.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	485 94TH AVE SW, 485, VERO BEACH, FL 32968-9399

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 85TH AVE, VERO BEACH, FL 32966-1780

Mortgage

Document Number	0003514223
Date	Feb 23, 2022
Instrument	3514/223

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,246.00 (-7.99%) Homeowner's exemption	$171,079 (+4.96%) Land $23,205 Building $147,874	$171,079 (+4.96%) Land $23,205 Building $147,874
2023	$2,441.00 (+288.69%)	$162,997 (+138.78%) Land $29,974 Building $133,023	$162,997 (+21.76%) Land $29,974 Building $133,023
2022	$628.00	$68,262	$133,870 Land $17,791 Building $116,079

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20