Bay County property record for 2440 4 Mile Rd, Kawkawlin, MI 48631
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,829 sqft · built 1978 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Mar 2018) |
| Tax Bill | $2,954 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-027-400-010-05 |
| Primary APN | 080-027-400-010-05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,829 sqft Living Area |
| 1st Floor Area | 1,829 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 34,848 sqft (0.8 acres) |
| Lot Dimensions | 100 ft deep x 175 ft wide |
| Garage Area | 1,216 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2440 4 MILE RD |
|---|---|
| City | KAWKAWLIN |
| State | MI |
| Zip | 48631-9120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 769 FT N OF SE COR OF SEC TO POB TH NLY 175.04 FT TH WLY 200 FT TH SLY 172.42 FT TH ELY 199.93 FT TO BEG. SEC.27,T15N,R4E |
| Jurisdiction | BAY MI |
| Township / Civil Division | KAWKAWLIN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 286102 |
Source: Bay County assessment roll, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2440 4 MILE RD, KAWKAWLIN, MI 48631-9120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU |
| Mar 6, 2018 | Warranty Deed, Transfer · Conventional with PMI FRANKENMUTH CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 6, 2018 · Amount on Record |
| Deed Sale | Mar 6, 2018 · Amount on Record |
| Prior Sale | Jan 29, 2007 · Amount on Record |
| Deed Document Number | 20182660 |
| Last Transfer Date | Aug 29, 2023 |
| Transfer Doc | 0000009902 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 2440 4 MILE RD, KAWKAWLIN, MI 48631-9120 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202106884 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 202106884 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Mar 6, 2018 |
| Property Address | 2440 4 MILE RD, KAWKAWLIN, MI 48631-9120 |
| Document Number | 0000002660 |
| Instrument Date | Feb 27, 2018 |
| Instrument | 2660 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2018 |
| Title Company | TITLE RESOURCE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,247.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2316 E NORTH BOUTELL RD LINWOOD MI 486349515, LINWOOD, MI 48634-9515 |
| Document Number | 2661 |
|---|---|
| Date | Mar 6, 2018 |
| Instrument | 2661 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2048 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Kawkawlin Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,954.00 (+63.38%) Homeowner's exemption | $121,200 (-0.49%) | $242,400 (-0.49%) |
| 2025 | $1,808.00 (-30.49%) Homeowner's exemption | $121,800 (+34.14%) | $243,600 (+34.14%) |
| 2023 | $90,800 | $181,600 | |
| 2022 | $2,601.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2017–2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KAWKAWLIN METRO DIST WATER SUP serves 1,480 people · EPA ID MI0003570 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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