2440 2nd Ave SE, Naples, FL 34117 Property Records

Collier County property record for 2440 2nd Ave SE, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	4,305 sqft · built 2018
Lot Size	2.73 acres (118,919 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Nov 2018)
Tax Bill	$8,174 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Line of Credit + 2 more
Flood Zone	Zone AH (high risk)
APN	`342700 172 04C12`

Property Details

APN / Parcel Number

Primary APN	`342700 172 04C12`
Alternative APNs	`342700 172 04C01` `39396480004`

Interior

Stories	1 Story
Building Area	4,305 sqft Living Area
Gross Area	4,425 sqft
1st Floor Area	2,025 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Masonry / Concrete Block
Lot Area	118,919 sqft
Garage Type	Attached
Garage Area	120 sqft

Exterior Amenities

Pool Area	392 sqft
Deck Area	833 sqft
Poultry House	440 sqft
Storage Building	1,500 sqft
Total Buildings	3 Buildings

Location & Zoning

Street Address	2440 2ND AVE SE
City	NAPLES
State	FL
Zip	34117-3700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 51 E 180FT OF TR 172
Legal Range	27
Legal Township	49
Legal Section	12
Legal Subdivision	GOLDEN GATE EST UNIT 51
Legal Tract	172
Legal Block	1
Legal Unit	51
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1006
Census Tract	10428

Owner

2440 2nd Ave SE is owned and occupied by an individual who bought it in November 2018.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2440 2ND AVE SE, NAPLES, FL 34117-3700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 7, 2020	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Jun 5, 2017	Deed of Trust, Mortgage · Construction Mortgage CAPITAL BANK CORPORATION
Nov 15, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2018 · Amount on File
Deed Sale	Nov 15, 2018 · Amount on File
Prior Sale	Oct 30, 2015 · Amount on File
Deed Document Number	20185637474
Deed Book / Page	5572 / 417
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2440 2ND AVE SE, NAPLES, FL 34117-3700
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057491247
Date	Apr 7, 2020
Book Page	5749/1247
Instrument	5853129

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2440 2ND AVE SE, NAPLES, FL 34117-3700
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057491262
Date	Apr 7, 2020
Book Page	5749/1262
Instrument	5853131

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2440 2ND AVE SE, NAPLES, FL 34117-3700
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054013046
Date	Jun 5, 2017
Book Page	5401/3046
Instrument	5413647

Lender

Name	CAPITAL BANK CORPORATION
Type	Bank
Address	33986

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	2.25%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 15, 2018
Property Address	2440 2ND AVE SE, NAPLES, FL 34117-3700
Document Number	0055720417
Book / Page	005572 / 000417
Instrument Date	Nov 9, 2018
Instrument	5637474
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 2ND AVE SE NAPLES FL 341173700, NAPLES, FL 34117-3700

Mortgage

Document Number	55720419
Date	Nov 15, 2018
Book Page	005572/000419
Instrument	5637475

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2440 2nd Ave SE was $8,174 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$789,349 (+2.7%)	$881,544 (-1.58%) Land $124,215 Building $757,329
2025	$8,174.00 Homeowner's exemption	$768,597	$895,670 Land $124,215 Building $771,455
2023		$558,865	$790,589 Land $141,960 Building $648,629
2021	$3,815.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2440 2nd Ave SE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 468 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	468 in force
Nearby Flood Claims	5 (2017–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2440 2nd Ave SE is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Streamline Internet Fixed Wireless	450 / 80

Cell Coverage

4G LTE (outdoors only), no 5G reported

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