2440 10th St, Monroe, MI 48162 Property Records

Monroe County property record for 2440 10th St, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,200 sqft · built 1949
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Sep 2014)
Tax Bill	$1,815 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-784-034-00`

Property Details

APN / Parcel Number

Primary APN	`07-784-034-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2440 10TH ST
City	MONROE
State	MI
Zip	48162-4333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LEAVE BLAN
Legal Description	F-34 SEC 35 T6S R9E DETROIT BEACH ESTATES LOT 34
Legal Range	09E
Legal Township	06S
Legal Section	35
Legal Subdivision	DETROIT BEACH ESTATES
Legal Lot Number	34
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	4
Census Block	4010
Census Tract	831300

Owner

2440 10th St is owned and occupied by an individual who bought it in September 2014.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	2440 10TH ST, MONROE, MI 48162-4333
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 14, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 25, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2014 · Amount on File
Deed Sale	Sep 8, 2014 · Amount on File
Deed Document Number	201416945
Prior Transfer Date	May 3, 2010
Prior Transfer Doc	0000000001
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Jul 14, 2026
Property Address	2440 10TH ST, MONROE, MI 48162-4333
Document Number	0000012346
Instrument Date	Jul 9, 2026
Instrument	202612346
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 10TH ST, MONROE, MI 48162-4333

Mortgage

Document Number	0000012346,
Date	Jul 14, 2026
Instrument	202612346

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2051

Interest

Rate	6.52%
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	2440 10TH ST, MONROE, MI 48162-4333
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 10TH ST, MONROE, MI 48162-4333

Mortgage

Document Number	0000000773
Date	Jan 14, 2026
Instrument	2026R00773

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	2440 10TH ST, MONROE, MI 48162-4333
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 10TH ST, MONROE, MI 48162-4333

Mortgage

Document Number	0000014981
Date	Jul 25, 2022
Instrument	2022R14981

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2440 10th St was $1,815 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Jefferson Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,600 (+6.27%) Land $74,600	$149,200 (+6.27%) Land $149,200
2025	$1,815.00 Homeowner's exemption	$70,200 Land $70,200	$140,400 Land $140,400
2023	$1,590.00 Homeowner's exemption	$53,600	$107,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2440 10th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1985–2005)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Jan 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2440 10th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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