244 Willow Lake Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 244 Willow Lake Dr, Saint Augustine, FL 32092 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,305 sqft · built 2019
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Company Names on File
Last Sale	$615,000 (Mar 2022)
Tax Bill	$7,510 (2025)
Deeds & Mortgages	Sep 2023 Transfer Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028991-1700`

Property Details

APN / Parcel Number

Primary APN	`028991-1700`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,305 sqft Living Area
Gross Area	4,120 sqft
1st Floor Area	1,473 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	605 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	244 WILLOW LAKE DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-9342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	93/36-44 GRAN LAKE PHASE 2 LOT 170 OR5521/1004 & 5824/579
Legal Range	28E
Legal Township	07S
Legal Section	41
Legal Subdivision	GRAN LAKE PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	170
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1000
Census Tract	20906

Owner

Source: St. Johns County records · APN 028991-1700

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	244 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9342
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 23, 2022	Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Apr 13, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage JET HOMELOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 23, 2022 · Amount on Record
Deed Sale	Mar 23, 2022 · Amount on Record
Prior Sale	Apr 13, 2020 · Amount on Record
Deed Document Number	202230579
Deed Book / Page	5521 / 1004
Last Transfer Date	Aug 28, 2023
Transfer Doc	0058240579
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Sep 13, 2023
Property Address	244 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9342
Document Number	0058240579
Book / Page	5824 / 579
Map Reference	MB 93 PG 36-44
Instrument Date	Aug 28, 2023
Instrument	2023072308
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	244 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9342

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	244 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9342

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 23, 2022
Property Address	244 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9342
Document Number	0055211004
Book / Page	5521 / 1004
Map Reference	MB 93 PG 36-44
Instrument Date	Mar 21, 2022
Instrument	2022030579
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	FLORIDA HOME SETTLEMENT SERVICES LLC, FLORIDA HOME STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9342

Mortgage

Document Number	0055211006
Date	Mar 23, 2022
Instrument	5521/1006

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 13, 2020
Property Address	244 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9342
Document Number	0049201047
Book / Page	4920 / 1047
Map Reference	MB 93 PG 36-44
Instrument Date	Apr 08, 2020
Instrument	2020028351
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,478.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 WILLOW LAKE DR, SAINT AUGUSTINE, FL 32092-9342

Mortgage

Document Number	49201049
Date	Apr 13, 2020
Instrument	4920/1049

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$516,917 (-2.99%) Land $125,000 Building $391,917	$516,917 (-2.99%) Land $125,000 Building $391,917
2025	$7,510.00 (+18.79%)	$532,826 (+1.81%)	$532,826 (+0.75%) Land $115,000 Building $417,826
2024	$6,322.00 (+1.9%) Homeowner's exemption	$523,373 (+3%)	$528,882 (+4.08%) Land $110,000 Building $418,882
2023	$6,204.00 (+49.49%) Homeowner's exemption	$508,129 (+47.22%)	$508,129 (+15.47%) Land $106,000 Building $402,129
2022	$4,150.00 Homeowner's exemption	$345,146	$440,050 Land $84,000 Building $356,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 62 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 1,124 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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