244 W Main St, Hancock, MD 21750 Property Records

Washington County property record for 244 W Main St, Hancock, MD 21750

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,776 sqft · built 1912
Lot Size	0.121 acres (5,250 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jan 2023)
Tax Bill	$1,952 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-011485`

Property Details

APN / Parcel Number

Primary APN	`05-011485`
Alternative APN	`011485`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,776 sqft Total Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	5,250 sqft (0.121 acres)
Lot Dimensions	84 ft deep x 62 ft wide

Exterior Amenities

Porch	Slab
Porch Area	264 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	011485
Street Address	244 W MAIN ST
City	HANCOCK
State	MD
Zip	21750-1334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	LOT 62.5X84 .13 ACRE 244 W MAIN ST
Legal Subdivision	WHITE OAKS
Jurisdiction	WASHINGTON MD
Township / Civil Division	5, HANCOCK
Census Block Group	4
Census Block	4044
Census Tract	10700

Owner

244 W Main St is owned and occupied by an individual who bought it in January 2023.

Source: Washington County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	244 W MAIN ST, HANCOCK, MD 21750-1334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed, Transfer · VA Mortgage HOMESPIRE MORTGAGE CORP
May 24, 2022	Deed, Transfer OLDE STONE TITLE, OLDE TOWNE TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2023 · Amount on File
Deed Sale	Jan 19, 2023 · Amount on File
Prior Sale	May 24, 2022 · Amount on File
Deed Book / Page	7180 / 34
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jan 19, 2023
Property Address	244 W MAIN ST, HANCOCK, MD 21750-1334
Document Number	0071800034
Book / Page	7180 / 34
Instrument Date	Jan 19, 2023
Transaction Type	Transfer
Record Updated	Jan 31, 2023
Title Company	LINCOLN TITLE AND SETTLEMENT SERVICES, LINCOLN TTL & STLMT SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 W MAIN ST, HANCOCK, MD 21750-1334

Mortgage

Document Number	0071800038
Date	Jan 19, 2023
Instrument	7180-0038

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	May 24, 2022
Property Address	244 W MAIN ST, HANCOCK, MD 21750-1334
Document Number	0070200276
Book / Page	7020 / 276
Instrument Date	May 24, 2022
Transaction Type	Transfer
Record Updated	Jun 1, 2022
Title Company	OLDE STONE TITLE, OLDE TOWNE TITLE INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1026 HAMPTON CIR, HAGERSTOWN, MD 21742-4603

Tax Assessment & Valuation

The 2026 property tax bill for 244 W Main St was $1,952, up 132.7% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hancock Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,952.00 (+132.66%)	$214,300 (+25.79%) Land $25,200 Building $189,100	$214,300 (-) Land $25,200 Building $189,100
2025	$839.00 Homeowner's exemption	$170,367	$214,300 Land $25,200 Building $189,100
2023	$754.00	$82,500 Land $25,200 Building $57,300	$82,500 Land $25,200 Building $57,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 244 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 244 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HANCOCK serves 1,921 people · EPA ID MD0210012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Upward Broadband.

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