Franklin County property record for 244 Versailles Rd, Frankfort, KY 40601
| Property Type | Commercial |
|---|---|
| Lot Size | 0.279 acres (12,153 sqft) |
| Owner | Company Name on Record |
| Last Sale | $310,000 (Jul 2021) |
| Tax Bill | $3,713 (2025) |
| Deeds & Mortgages | Feb 2011 Mortgage Aug 2014 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 085-21-03-011.00 |
| Primary APN | 085-21-03-011.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 12,153 sqft (0.279 acres) |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Driveway | Asphalt Driveway |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 74972 |
|---|---|
| Street Address | 244 VERSAILLES RD |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-3210 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | BLAND PROPERTY LOT B |
| Legal Subdivision | BLAND PROPERTY |
| Legal Tract | B |
| Legal Lot Number | B |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 70706 |
Source: Franklin County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 244 VERSAILLES RD, FRANKFORT, KY 40601-3210 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 11, 2011 | Deed of Trust, Mortgage · Commercial Mortgage FARMERS BANK & CAPITAL TRUST CO |
| Aug 4, 2014 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE BLUEGRASS & TRUST CO |
| Jul 7, 2016 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE BLUEGRASS & TRUST CO |
| Jul 26, 2021 | Warranty Deed, Transfer · Commercial Mortgage TRUIST BANK |
| May 12, 2017 | Deed, Transfer · Commercial Mortgage FARMERS BANK & CAPITAL TRUST CO |
| Jul 15, 2010 | Deed, Transfer · Commercial Mortgage FARMERS BANK & CAPITAL TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2021 · Amount on Record |
| Deed Sale | Jul 26, 2021 · Amount on Record |
| Prior Sale | May 12, 2017 · Amount on Record |
| Deed Document Number | 2021530128 |
| Deed Book / Page | 604 / 828 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 244 VERSAILLES RD, FRANKFORT, KY 40601-3210 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1197/644 |
|---|---|
| Date | Feb 11, 2011 |
| Book Page | M1197/644 |
| Instrument | 368341 |
| Name | FARMERS BANK & CAPITAL TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Address | FRANKFORT, KY 40601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Feb 10, 2014 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 244 VERSAILLES RD, FRANKFORT, KY 40601-3210 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0M1318/754 |
|---|---|
| Date | Aug 4, 2014 |
| Book Page | M1318/754 |
| Instrument | 419085 |
| Name | BANK OF THE BLUEGRASS & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40503 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 244 VERSAILLES RD, FRANKFORT, KY 40601-3210 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0M1383/218 |
|---|---|
| Date | Jul 7, 2016 |
| Book Page | M1383/218 |
| Instrument | 447125 |
| Name | BANK OF THE BLUEGRASS & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 8, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jul 26, 2021 |
| Property Address | 244 VERSAILLES RD, FRANKFORT, KY 40601-3210 |
| Document Number | 00D604/828 |
| Book / Page | D604 / 828 |
| Map Reference | CAB E SL 527 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 530128 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2260 ELKHOM RD, LEXINGTON, KY 40505 |
| Name | Verified Name |
|---|---|
| Address | 244 VERSAILLES RD, FRANKFORT, KY 40601-3210 |
| Document Number | 0000530171 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 530171 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 22, 2026 |
| Document Number | 0M1614/497 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | M1614/497 |
| Instrument | 530150 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 22, 2031 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | May 12, 2017 |
| Property Address | 244 VERSAILLES RD, FRANKFORT, KY 40601-3210 |
| Document Number | 00D569/336 |
| Book / Page | D569 / 336 |
| Map Reference | CAB E SL527 |
| Instrument Date | May 11, 2017 |
| Instrument | 459618 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $368.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 250 OUTLET CENTER DR, GEORGETOWN, KY 40324-9017 |
| Name | Verified Name |
|---|---|
| Address | 401 CHERRY BLOSSOM WAY, GEORGETOWN, KY 40324-2137 |
| Document Number | 0000459619 |
|---|---|
| Date | May 12, 2017 |
| Instrument | 459619 |
| Name | FARMERS BANK & CAPITAL TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 15, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jul 15, 2010 |
| Property Address | 244 VERSAILLES RD, FRANKFORT, KY 40601-3210 |
| Document Number | 00D521/541 |
| Book / Page | D521 / 541 |
| Map Reference | CAB E SL527 |
| Instrument Date | Jul 14, 2010 |
| Instrument | 360056 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 923 HANLY LN, FRANKFORT, KY 40601-9287 |
| Name | Verified Name |
|---|---|
| Address | 244 VERSAILLES RD, FRANKFORT, KY 40601-3210 |
| Document Number | 0M1175/243 |
|---|---|
| Date | Jul 15, 2010 |
| Book Page | M1175/243 |
| Instrument | 360057 |
| Name | FARMERS BANK & CAPITAL TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Address | FRANKFORT, KY 40601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jul 15, 2013 |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,713.00 (+0.24%) | $310,000 (-) Land $150,000 Building $160,000 | $310,000 (-) Land $150,000 Building $160,000 |
| 2023 | $3,704.00 (+0.93%) | $310,000 (-) | $310,000 (-) |
| 2022 | $3,670.00 | $310,000 | $310,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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