244 Van Aernem Rd, Malta (Ballston Spa), NY 12020 Property Records

Saratoga County and Malta Town property record for 244 Van Aernem Rd, Malta, NY 12020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,464 sqft · built 1850
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Dec 2022)
Tax Bill	$5,625 (2025)
Deeds & Mortgages	Dec 2022 Refinance Oct 2020 Mortgage
APN	`414089 217.-1-10.131`

Property Details

APN / Parcel Number

Primary APN	`414089 217.-1-10.131`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,464 sqft Living Area
1st Floor Area	1,648 sqft
2nd Floor Area	816 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	41,382 sqft (0.95 acres)
Lot Width	248 ft Width
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	244 VAN AERNEM RD
City	MALTA
State	NY
Zip	12020-3828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	1
Legal Lot Number	10.131
Jurisdiction	SARATOGA NY
Township / Civil Division	MALTA
Census Block Group	4
Census Block	4009
Census Tract	61904

Owner

Source: Saratoga County and Malta Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	244 VAN AERNEM RD, BALLSTON SPA, NY 12020-3828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Warranty Deed, Transfer · Stand-Alone Refinance BALLSTON SPA NATIONAL BANK
Oct 2, 2020	Deed of Trust, Mortgage · Conventional with PMI BALLSTON SPA NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2022 · Amount on Record
Deed Sale	Dec 14, 2022 · Amount on Record
Prior Sale	Nov 4, 2016 · Amount on Record
Deed Document Number	202238246
Prior Transfer Date	Feb 16, 2000
Prior Transfer Doc	1543000370
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Dec 14, 2022
Property Address	244 VAN AERNEM RD, MALTA, NY 12020-3828
Document Number	0000038246
Instrument Date	Dec 8, 2022
Instrument	2022038246
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 VAN AERNEM RD, MALTA, NY 12020-3828

Mortgage

Document Number	0000038247
Date	Dec 14, 2022
Instrument	2022038247

Lender

Name	BALLSTON SPA NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	193 Months
Due	Jan 1, 2039

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	244 VAN AERNEM RD, MALTA, NY 12020-3828
Document Number	0000028135
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 VAN AERNEM RD MALTA NY 120203828, MALTA, NY 12020-3828

Mortgage

Document Number	0000028135
Date	Oct 14, 2020
Instrument	28135

Lender

Name	BALLSTON SPA NAT'L BK
Type	Bank
Address	BALLSTON SPA, NY 12020

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Oct 13, 2035

Tax Assessment & Valuation

Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Malta Town
Unified School District	Ballston Spa Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,625.00	$411,000 (+11.08%) Land $83,400 Building $327,600	$411,000 (+11.08%) Land $83,400 Building $327,600
2023		$370,000 Land $80,000 Building $290,000	$370,000 Land $80,000 Building $290,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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