Madison County property record for 244 Trillium Loop, Richmond, KY 40475 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Square Footage | 1,768 sqft Living Area |
| Lot Size | 26,070 sqft (0.598 acres) |
| Garage | Attached, 528 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $325,000 (2020) |
| Tax Bill | $3,300.00 (2025) |
| Primary APN | 0071-036B-0049 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,768 sqft Living Area |
|---|---|
| 1st Floor | 1,768 sqft 1st Floor |
| Basement Area | 1,768 sqft Basement |
| Unfinished Basement | 1,768 sqft Unfinished |
| Stories | 1 Stories |
| Exterior Material | Brick Veneer Exterior |
|---|---|
| Lot Area | 26,070 sqft (0.598 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Account Number | 46048 |
|---|---|
| Street Address | 244 TRILLIUM LOOP |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8236 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TWIN LAKES LOT 49A PH 1 |
| Legal Subdivision | TWIN LAKES |
| Legal Phase | 1 |
| Legal Lot Number | 49A |
| Jurisdiction | MADISON KY |
| Minor Civil Division | RICHMOND |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 10901 |
Source: Madison County records · APN 0071-036B-0049
Assessment roll updated December 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 244 TRILLIUM LOOP, RICHMOND, KY 40475-8236 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC |
| Aug 28, 2020 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMETOWN LENDERS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 2020 · Amount on Record |
| Deed Sale | Aug 28, 2020 · Amount on Record |
| Deed Doc Number | 202014019094 |
| Deed Book / Page | 793 / 311 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 244 TRILLIUM LOOP, RICHMOND, KY 40475-8236 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 244 TRILLIUM LOOP, RICHMOND, KY 40475-8236 |
| Document Number | 0M2455/743 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | M2455/743 |
| Instrument | 2014334206 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40743 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 244 TRILLIUM LOOP, RICHMOND, KY 40475-8236 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2072/433 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | M2072/433 |
| Instrument | 2014044497 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 28, 2020 |
| Property Address | 244 TRILLIUM LOOP, RICHMOND, KY 40475-8236 |
| Document Number | D00793/311 |
| Book / Page | D00793 / 311 |
| Map Reference | CAB 23 SL 171 |
| Instrument Date | Aug 03, 2020 |
| Instrument | 2014019094 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7013 GOLGOTHA DR, 7013, RICHMOND, KY 40475-2996 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 244 TRILLIUM LOOP, RICHMOND, KY 40475-8236 |
| Document Number | 2014019095 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 2014019095 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,300.00 (-2.8%) | $350,000 (-) | $350,000 (-) |
| 2023 | $3,395.00 | $350,000 | $350,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 2,778 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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