Granite County property record for 244 Trapper Rdg, Philipsburg, MT 59858
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 4 ba · 3,281 sqft · built 2014 |
| Lot Size | 16 acres (697,396 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,731 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R813452 |
| Primary APN | R813452 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,281 sqft Living Area |
| 1st Floor Area | 2,567 sqft |
| 2nd Floor Area | 714 sqft |
| Basement Area | 2,170 sqft |
| Finished Basement | 2,170 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Rustic |
| Exterior Material | Other |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 697,396 sqft (16 acres) |
| Garage Type | Detached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Deck Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0001450733 |
|---|---|
| Street Address | 244 TRAPPER RDG |
| City | PHILIPSBURG |
| State | MT |
| Zip | 59858-9544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ARROWSTONE SUBDIVISION, S03, T05 N, R14 W, LOT 40-A1-A, ACRES 16.01, COS 917 |
| Legal Range | 14W |
| Legal Township | 05N |
| Legal Section | 03 |
| Legal Subdivision | ARROWSTONE SUBDIVISION |
| Legal Lot Number | 40-A1-A |
| Jurisdiction | GRANITE MT |
| Township / Civil Division | PHILIPSBURG |
| Census Block Group | 2 |
| Census Block | 2140 |
| Census Tract | 961702 |
244 Trapper Rdg, a rural home, is owned by two individuals who acquired it in June 2025.
Source: Granite County records, as of September 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28905 N 169TH WAY, RIO VERDE, AZ 85263-3504 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 11, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LENDSURE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2025 |
| Deed Sale | Jun 20, 2025 |
| Prior Sale | May 19, 2021 |
| Deed Document Number | 202581191 |
| Deed Book / Page | 82 / 437 |
| Transfer Doc | 0000074619 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRANITE MT |
| Property Address | 244 TRAPPER RDG, PHILIPSBURG, MT 59858-9544 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 28905 N 169TH ST, RIO VERDE, AZ 85263-3504 |
| Document Number | 000083/103 |
|---|---|
| Date | Feb 23, 2026 |
| Book Page | 83/103 |
| Instrument | 82017 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 10, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRANITE MT |
| Property Address | 244 TRAPPER RDG, PHILIPSBURG, MT 59858-9544 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 28905 N 169TH WAY, RIO VERDE, AZ 85263-3504 |
| Document Number | 000082/679 |
|---|---|
| Date | Sep 11, 2025 |
| Book Page | 82/679 |
| Instrument | 81502 |
| Name | LENDSURE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92128 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
The 2026 property tax bill for 244 Trapper Rdg was $4,731.
Source: Granite County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Granite County |
| Unified School District | Philipsburg K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,731.00 | $1,506,928 (+33.58%) | |
| 2025 | $4,731.00 | $1,128,078 | $1,506,928 Land $98,188 Building $1,408,740 |
| 2023 | $5,278.00 | $1,199,393 | $1,199,393 Land $41,433 Building $1,157,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 244 Trapper Rdg in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 244 Trapper Rdg is high, ranking above 80% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 69% of Montana |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
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