244 Trails Way, Joppa, MD 21085 Property Records

Harford County property record for 244 Trails Way, Joppa, MD 21085

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,446 sqft · built 2017
Lot Size	0.119 acres (5,162 sqft)
Owner	2 Individual Names on File
Last Sale	$329,271 (Oct 2018)
Tax Bill	$3,310 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage Oct 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-373226`

Property Details

APN / Parcel Number

Primary APN	`01-373226`
Alternative APN	`373226`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,446 sqft Total Area
Basement Area	875 sqft
Finished Basement	875 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,162 sqft (0.119 acres)
Garage Type	Built-in
Garage Area	388 sqft
Parking Spaces	1 Parking Space
Deck Area	56 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	373226
Street Address	244 TRAILS WAY
City	JOPPA
State	MD
Zip	21085-4746
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 18 5162 SF 244 TRAILS WAY OLD TRAILS PT 120/71
Legal Subdivision	FINAL PLAT 1-3 OLD TRAILS
Legal Lot Number	18
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2001
Census Tract	301402

Owner

Source: Harford County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10296 PARK RIDGE GOTHA RD, WINDERMERE, FL 34786-7922
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2018	Deed, Transfer · ARM WELLS FARGO BANK NA
Oct 12, 2018	Grant Deed, Transfer MID ATLANTIC TITLE
Jul 26, 2017	Grant Deed, Mortgage · Line of Credit ESSEX BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 18, 2018 · Amount on Record
Deed Sale	Oct 18, 2018 · Amount on Record
Prior Sale	Oct 21, 2016 · Amount on Record
Deed Book / Page	13025 / 265
Record Updated	Sep 20, 2026

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 18, 2018
Property Address	244 TRAILS WAY, JOPPA, MD 21085-4746
Document Number	0130250265
Book / Page	13025 / 0265
Map Reference	MB120 PL71
Instrument Date	Oct 12, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	MID ATLANTIC TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,939.07
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10296 PARK RIDGE GOTHA RD, WINDERMERE, FL 34786-7922

Mortgage

Document Number	0013025274
Date	Oct 18, 2018
Instrument	13025/274

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	9.12%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 12, 2018
Property Address	244 TRAILS WAY, JOPPA, MD 21085-4746
Document Number	0130250265
Book / Page	013025 / 000265
Instrument Date	Oct 12, 2018
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	MID ATLANTIC TITLE

Transaction

Amount	Amount Recorded
Tax	$329.27
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10296 PARK RIDGE GOTHA RD WINDERMERE FL 347867922, WINDERMERE, FL 34786-7922

July 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Jul 26, 2017
Property Address	244 TRAILS WAY, JOPPA, MD 21085-4746
Document Number	0124410370
Book / Page	012441 / 000370
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	COMMERCIAL TITLE COMPANY, COMMERCIAL TITLE CO.

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2205 COMMERCE RD #A FOREST HILL MD 210502576, A, FOREST HILL, MD 21050-2576

Mortgage

Document Number	124410370
Date	Jul 26, 2017
Book Page	012441/000370

Lender

Name	ESSEX BK
Type	Bank
Address	9954 MAYLAND DR # 2100, RICHMOND, VA 23233-1482

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,900 (+29.04%)	$436,000 (+43.56%) Land $92,000 Building $344,000
2025	$3,310.00
2023		$303,700 Land $46,000 Building $257,700	$303,700 Land $46,000 Building $257,700
2022	$3,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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