Branch County property record for 244 Sprague Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,072 sqft · built 1962 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $114,500 (Dec 2025) |
| Tax Bill | $1,357 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-027-300-050-00 |
| Primary APN | 070-027-300-050-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,072 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 165 ft deep x 132 ft wide |
| Garage Area | 400 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 244 SPRAGUE RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | COM 2187.35 FT N & 33 FT W OF S 1/4 COR TO BEG TH W 165 FT TH N 132 FT TH E 165 FT TH S 132 FT TO POB SEC 27 T6S R6W |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 27 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 951600 |
244 Sprague Rd is owned and occupied by an individual who bought it in December 2025.
Source: Branch County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 244 SPRAGUE RD, COLDWATER, MI 49036-9160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2025 · Amount on File |
| Deed Sale | Dec 1, 2025 · Amount on File |
| Prior Sale | Aug 29, 1997 |
| Deed Document Number | 20257061 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Dec 1, 2025 |
| Property Address | 244 SPRAGUE RD, COLDWATER, MI 49036-9160 |
| Document Number | 0202507061 |
| Instrument Date | Nov 26, 2025 |
| Instrument | 2025-07061 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | OAK TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $858.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15723 TANYA ST, STERLING, CO 80751-8791 |
| Name | Verified Name |
|---|---|
| Address | 244 SPRAGUE RD, COLDWATER, MI 49036-9160 |
| Document Number | 0202507062 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025-07062 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
The 2025 property tax bill for 244 Sprague Rd was $1,357, up 2.9% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,700 (+10.98%) | $127,400 (+10.98%) | |
| 2025 | $1,357.00 (+2.88%) | $57,400 | $114,800 |
| 2024 | $1,319.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 244 Sprague Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 244 Sprague Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures