244 Smith Br Rd, Roan Mountain, TN 37687 Property Records

Carter County property record for 244 Smith Br Rd, Roan Mountain, TN 37687

Property Summary

Property Type	Rural Home
Details	1 ba · 1,019 sqft · built 1900
Lot Size	41 acres (1,785,960 sqft)
Owner	Owner Name on Record
Last Sale	$7,332 (Jan 1993)
Tax Bill	$392 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit Oct 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`010099 02600`

Property Details

APN / Parcel Number

Primary APN	`010099 02600`
Alternative APN	`099 02600`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,019 sqft Living Area
1st Floor Area	712 sqft
Upper Floors Area	512 sqft
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,785,960 sqft (41 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	24 sqft
Patio Area	24 sqft
Shed	1 Shed
Shed Area	60 sqft
Utility Building	360 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	244 SMITH BRANCH RD
City	ROAN MOUNTAIN
State	TN
Zip	37687-3695
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 02, COUNTY AREA: R99
Jurisdiction	CARTER TN
Township / Civil Division	2
Census Block Group	3
Census Block	3024
Census Tract	71700

Owner

Source: Carter County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	244 SMITH BRANCH RD, ROAN MOUNTAIN, TN 37687-3695
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FRANKLIN FINANCIAL CORP
Oct 29, 2019	Loan Modification, Mortgage · Conventional Mortgage FIRST FRANKLIN FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 1993 · Amount on Record
Deed Sale	Jan 27, 1993 · Amount on Record
Deed Document Number	0000398562
Deed Book / Page	398 / 562
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER TN
Property Address	244 SMITH BRANCH RD, ROAN MOUNTAIN, TN 37687-3695
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007761
Date	Dec 21, 2018
Book Page	337/0956
Instrument	18007761

Lender

Name	FIRST FRANKLIN FINANCIAL CORP
Type	Subprime Lender
Address	ELIZABETHTON, TN 37643

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARTER TN
Property Address	244 SMITH BRANCH RD, ROAN MOUNTAIN, TN 37687-3695
Document Number	0000006472
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006472
Date	Oct 30, 2019
Book Page	000368/000111
Instrument	6472

Lender

Name	FIRST FRANKLIN FIN'L
Type	Funding / Finance Company
Address	ELIZABETHTON, TN 37643

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carter County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$392.00 (+7.99%) Additional exemption filed	$17,975 (+0.56%) Land $9,700 Building $8,275
2023		$17,875 (-) Land $9,700 Building $8,175
2022	$363.00	$17,875 Land $9,700 Building $8,175	$71,500 (-44.79%) Land $38,800 Building $32,700
2021			$129,500 Land $96,400 Building $33,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (1996–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims Severe Storms And Flooding, Jan 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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