244 Simple Life Rd, Hilham, TN 38568 Property Records

Clay County property record for 244 Simple Life Rd, Hilham, TN 38568

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,271 sqft · built 2006
Lot Size	3.48 acres (151,589 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Jan 2020)
Tax Bill	$1,455 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Nov 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`014087 00330`

Property Details

APN / Parcel Number

Primary APN	`014087 00330`
Alternative APN	`087 00330`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,271 sqft Living Area
1st Floor Area	925 sqft
Upper Floors Area	576 sqft
Basement Area	925 sqft
Finished Basement	925 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	151,589 sqft (3.48 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	244 SIMPLE LIFE RD
City	HILHAM
State	TN
Zip	38568-5653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: J01
Legal Subdivision	SIMPLE LIFE
Legal Lot Number	8
Jurisdiction	CLAY TN
Township / Civil Division	4
Census Block Group	1
Census Block	1054
Census Tract	955000

Owner

244 Simple Life Rd is owned by two individuals who bought it in January 2020.

Source: Clay County records, as of January 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	368 PINE SHADOW LN, AUBURNDALE, FL 33823-2724
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2020	Warranty Deed, Transfer · Conventional Mortgage COLONIAL NATIONAL MORTGAGE
Nov 8, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2020 · Amount on File
Deed Sale	Jan 21, 2020 · Amount on File
Prior Sale	Jun 29, 2006 · Amount on File
Deed Document Number	202074
Deed Book / Page	113 / 562
Prior Transfer Date	Oct 18, 2018
Prior Transfer Doc	0WD110/726
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY TN
Recording Date	Jan 21, 2020
Property Address	244 SIMPLE LIFE RD, HILHAM, TN 38568-5653
Document Number	0WD113/562
Book / Page	WD113 / 562
Instrument Date	Jan 17, 2020
Instrument	20000074
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$703.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12470 SW 75TH ST, 12470, MIAMI, FL 33183-3520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 SIMPLELIFE RD, CELINA, TN 38551
Investor	Possibly a Property Investor

Mortgage

Document Number	0020000075
Date	Jan 21, 2020
Instrument	20000075

Lender

Name	COLONIAL NATIONAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY TN
Recording Date	Nov 8, 2018
Property Address	244 SIMPLE LIFE RD, HILHAM, TN 38568-5653
Document Number	0WD110/726
Book / Page	WD110 / 726
Map Reference	MB 1 PG 179
Instrument Date	Oct 18, 2018
Instrument	18001271
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	12470 SW 75TH ST, MIAMI, FL 33183-3520

Tax Assessment & Valuation

The 2025 property tax bill for 244 Simple Life Rd was $1,455.

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,455.00	$55,950 Land $5,025 Building $50,925
2023		$55,950 Land $5,025 Building $50,925
2022			$223,800 Land $20,100 Building $203,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 244 Simple Life Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2021–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 244 Simple Life Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

No cell data coverage reported

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