244 Shai Cir, Bear, DE 19701 Property Records

New Castle County property record for 244 Shai Cir, Bear, DE 19701 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,529 sqft · built 1987
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Tax Bill	$1,542 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11-032.10-098`

Property Details

APN / Parcel Number

Primary APN	`11-032.10-098`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,529 sqft Living Area
1st Floor Area	789 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	110 ft deep x 30 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	244 SHAI CIR
City	BEAR
State	DE
Zip	19701-3607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SPRING WOOD
Legal Lot Number	23
Jurisdiction	NEW CASTLE DE
Township / Civil Division	GLASGOW
Census Block Group	2
Census Block	2005
Census Tract	14810

Owner

Source: New Castle County records · APN 11-032.10-098

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	244 SHAI CIR, BEAR, DE 19701-3607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Jul 06, 2023	Deed of Trust, Mortgage · FHA Mortgage RUTH RUHL
Feb 21, 2024	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Dec 02, 2024	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Jun 11, 2020	Grant Deed, Transfer · FHA Mortgage NATIONS LNDG
Aug 17, 2017	Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2020
Deed Sale	Jun 11, 2020
Prior Sale	Aug 08, 2016 · Amount on Record
Deed Document Number	202047602
Prior Transfer Date	Jul 29, 2016
Prior Transfer Doc	0000039343
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	244 SHAI CIR, BEAR, DE 19701-3607
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079666
Date	Jul 12, 2021
Instrument	20210712-0079666

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	244 SHAI CIR, BEAR, DE 19701-3607
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 SHAI CIR, BEAR, DE 19701-3607

Mortgage

Document Number	0000044342
Date	Jul 06, 2023
Instrument	20230706-0044342

Lender

Name	RUTH RUHL
Type	Private Party
Address	12700 PARK CENTRAL DR STE 850, DALLAS, TX 75251

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Aug 01, 2051

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	244 SHAI CIR, BEAR, DE 19701-3607
Transaction Type	Mortgage
Record Updated	Jun 08, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 SHAI CIR, BEAR, DE 19701-3607

Mortgage

Document Number	0000010654
Date	Feb 21, 2024
Instrument	20240221-0010654

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Aug 01, 2051

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	244 SHAI CIR, BEAR, DE 19701-3607
Transaction Type	Mortgage
Record Updated	Jun 08, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 SHAI CIR, BEAR, DE 19701-3607

Mortgage

Document Number	0000081136
Date	Dec 02, 2024
Instrument	20241202-0081136

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Aug 01, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Jun 11, 2020
Property Address	244 SHAI CIR, BEAR, DE 19701-3607
Document Number	0000047602
Instrument Date	Jun 09, 2020
Instrument	47602
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,000.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 SHAI CIR BEAR DE 197013607, BEAR, DE 19701-3607

Mortgage

Document Number	47606
Date	Jun 11, 2020
Instrument	47606

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Aug 17, 2017
Property Address	244 SHAI CIR, BEAR, DE 19701-3607
Document Number	0000041921
Instrument Date	May 05, 2017
Instrument	20170817-0041921
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	244 SHAI CIR, BEAR, DE 19701-3607

Mortgage

Document Number	0000041922
Date	Aug 17, 2017
Instrument	20170817-0041922

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Christina School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,542.00 (-35.88%)	$350,000 (+522.78%) Land $82,300 Building $267,700
2024			$215,370
2023	$2,405.00	$56,200 Land $7,500 Building $48,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Castle County (10003C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100030148102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1999–2003)
Most Recent Claim	Jun 2003, rainfall accumulation
Claims By Storm	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 47% of Delaware
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 401 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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