244 S 3rd St, Elko, NV 89801 Property Records

Elko County property record for 244 S 3rd St, Elko, NV 89801

Property Summary

Property Type	Bar, Tavern
Details	2,160 sqft · built 1982
Lot Size	0.108 acres (4,704 sqft)
Owner	Company Name on Record
Tax Bill	$1,979 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Aug 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`001-394-015`

Property Details

APN / Parcel Number

Primary APN	`001-394-015`
Alternative APN	`001-394-011`

Interior

Units	2 Units
Stories	1 Story
Building Area	2,160 sqft Gross Area
1st Floor Area	2,160 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,704 sqft (0.108 acres)

Exterior Amenities

Porch	Porch
Porch Area	56 sqft
Shed	1 Shed
Shed Area	224 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	244 S 3RD ST
City	ELKO
State	NV
Zip	89801
Property Category	Commercial
Property Type	Commercial > Retail > Bar, Tavern
Local Zoning Code	ZRC
Legal Description	1982 BON/COMM. COACH SHBU12602837 60X12; INEZS D&D BAR
Legal Range	55E
Legal Township	34N
Legal Section	15
Legal Subdivision	CENTRAL ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2056
Census Tract	951000

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	232 S 3RD ST, ELKO, NV 89801-3625
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Commercial Mortgage NEVADA BANK & TRUST CO
Aug 29, 2022	Bargain and Sale Deed, Transfer STEWART TITLE ELKO
May 8, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 19, 2006
Transfer Doc	0000555582
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	244 S 3RD ST, ELKO, NV 89801-3625
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000814253
Date	Dec 9, 2022
Instrument	814253

Lender

Name	NEVADA BANK & TRUST CO
Type	Bank
Address	ELKO, NV 89801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Aug 29, 2022
Property Address	244 S 3RD ST, ELKO, NV 89801-3625
Document Number	0000810142
Map Reference	FILE 366682
Instrument Date	Aug 13, 2022
Instrument	810142
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	STEWART TITLE ELKO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8660 SPRING MOUNTAIN RD STE 103, 103, LAS VEGAS, NV 89117-4101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 S 3RD ST, ELKO, NV 89801-3625

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	May 8, 2019
Property Address	44 S 3RD ST, ELKO, NV 89801
Document Number	0000754206
Instrument Date	Apr 30, 2019
Instrument	754206
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3188 AZURE BAY ST LAS VEGAS NV 891172540, LAS VEGAS, NV 89117-2540

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,979.00 (+5.43%)	$57,460 (+12.08%) Land $21,076 Building $36,384	$164,171 (+12.08%) Land $60,217 Building $103,954
2025	$1,877.00 (+6.05%)	$51,268 (+1.99%) Land $13,210 Building $38,058	$146,480 (+1.99%) Land $37,743 Building $108,737
2023	$1,770.00 (+7.99%)	$50,266 (+12.34%) Land $13,210 Building $37,056	$143,617 (+12.34%) Land $37,743 Building $105,874
2022	$1,639.00	$44,746 Land $13,210 Building $31,536	$127,846 Land $37,743 Building $90,103

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (2005–2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 40% of Nevada
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband.

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