244 Richard Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 244 Richard Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,541 sqft · built 1971
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$168,900 (Sep 2017)
Tax Bill	$1,926 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Jul 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0012B207000`

Property Details

APN / Parcel Number

Primary APN	`0012B207000`
Alternative APNs	`0012B207` `7828`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,541 sqft Heated Area
1st Floor Area	1,541 sqft
Basement Area	669 sqft
Finished Basement	669 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Lot Dimensions	299 ft deep x 150 ft wide
Garage Area	576 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	27 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7828
Street Address	244 RICHARD DR
City	RINGGOLD
State	GA
Zip	30736-8254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 28 ROSS HILLS
Legal Subdivision	ROSS HILLS UNIT 1
Legal Lot Number	28
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	1
Census Block	1002
Census Tract	30402

Owner

244 Richard Dr is owned and occupied by two individuals who bought it in September 2017.

Source: Catoosa County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	244 RICHARD DR, RINGGOLD, GA 30736-8254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 17, 2020	Deed of Trust, Mortgage · Line of Credit COMTRUST FCU
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK
Sep 20, 2017	Warranty Deed, Transfer · Conventional Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2017 · Amount on File
Deed Sale	Sep 15, 2017 · Amount on File
Prior Sale	Dec 19, 2013 · Amount on File
Deed Document Number	20172024
Deed Book / Page	1899 / 294
Transfer Doc	0014810804
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	244 RICHARD DR, RINGGOLD, GA 30736-8254
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019210315
Date	Feb 22, 2018
Book Page	1921/315
Instrument	001121

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	244 RICHARD DR, RINGGOLD, GA 30736-8254
Document Number	0020670182
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 RICHARD DR RINGGOLD GA 307368254, RINGGOLD, GA 30736-8254

Mortgage

Document Number	0020670182
Date	Jul 24, 2020
Book Page	002067/000182
Instrument	5788

Lender

Name	COMTRUST FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	156 Months
Due	Jul 23, 2033

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	244 RICHARD DR, RINGGOLD, GA 30736-8254
Document Number	0020450605
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	244 RICHARD DR RINGGOLD GA 307368254, RINGGOLD, GA 30736-8254

Mortgage

Document Number	0020450605
Date	Apr 14, 2020
Book Page	002045/000605

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Sep 20, 2017
Property Address	244 RICHARD DR, RINGGOLD, GA 30736-8254
Document Number	0018990294
Book / Page	001899 / 000294
Instrument Date	Sep 15, 2017
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	244 RICHARD DR RINGGOLD GA 307368254, RINGGOLD, GA 30736-8254

Mortgage

Document Number	18990296
Date	Sep 20, 2017
Book Page	001899/000296

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 244 Richard Dr was $1,926 with exemptions applied.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,926.00 Homeowner's exemption Senior Citizen's exemption	$132,672 Land $12,000 Building $120,672	$331,680 Land $30,000 Building $301,680
2023	$2,288.00 (+25.58%)	$102,221 Land $17,528 Building $84,693	$255,553 Land $43,821 Building $211,732
2022	$1,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 244 Richard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 244 Richard Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Spectrum, Verizon.

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