244 Pudding St, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 244 Pudding St, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,100 sqft · built 1969
Lot Size	2.54 acres (110,642 sqft)
Owner	Individual Name on Record
Last Sale	$471,000 (Feb 2006)
Tax Bill	$14,375 (2024)
Deeds & Mortgages	Mar 2026 Second Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372200 30.20-1-6`

Property Details

APN / Parcel Number

Primary APN	`372200 30.20-1-6`
Alternative APNs	`220003002000010060000000` `118525`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,100 sqft Living Area
1st Floor Area	1,236 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	110,642 sqft (2.54 acres)
Lot Width	20 ft Width
View / Lot	Waterfront
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	329 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	118525
Street Address	244 PUDDING ST
City	CARMEL
State	NY
Zip	10512-3946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	2
Census Block	2042
Census Tract	10500

Owner

Source: Putnam County and Kent Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	244 PUDDING ST, CARMEL, NY 10512-3946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2006 · Amount on Record
Deed Sale	Feb 24, 2006 · Amount on Record
Prior Sale	May 29, 2003 · Amount on Record
Deed Book / Page	1736 / 86
Prior Transfer Date	Nov 28, 2005
Prior Transfer Doc	0017360081
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	244 PUDDING ST, CARMEL, NY 10512-3946
Transaction Type	Mortgage
Record Updated	Apr 29, 2026
Title Company	ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 PUDDING ST, CARMEL, NY 10512-3946

Mortgage

Document Number	0080810284
Date	Mar 2, 2026
Book Page	8081/284
Instrument	1540-2026

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	244 PUDDING ST, CARMEL, NY 10512-3946
Transaction Type	Mortgage
Record Updated	Jun 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 PUDDING ST, CARMEL, NY 10512-3946

Mortgage

Document Number	0076450121
Date	May 12, 2022
Book Page	7645/121
Instrument	4633-2022

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$460,000 (+35.77%) Land $93,100 Building $366,900	$460,000 (-6.59%) Land $93,100 Building $366,900
2024	$14,375.00	$338,800 (-) Land $38,000 Building $300,800	$492,442 (-)
2023		$338,800 (-) Land $38,000 Building $300,800	$492,442 (+21.66%) Land $55,233 Building $437,209
2022		$338,800 Land $38,000 Building $300,800	$404,779 Land $45,400 Building $359,379

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1980–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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