244 Poole Rd, Troy, NC 27371 Property Records

Montgomery County property record for 244 Poole Rd, Troy, NC 27371

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,062 sqft · built 1965
Lot Size	1.29 acres (56,192 sqft)
Owner	2 Individual Names on File
Tax Bill	$791 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7528 08 87 3713`

Property Details

APN / Parcel Number

Primary APN	`7528 08 87 3713`
Alternative APN	`13697`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,062 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	56,192 sqft (1.29 acres)
Garage Type	Attached
Garage Area	414 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13697
Street Address	244 POOLE RD
City	TROY
State	NC
Zip	27371-8359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	DENNIS DENNIS
Jurisdiction	MONTGOMERY NC
Township / Civil Division	TROY
Census Block Group	2
Census Block	2012
Census Tract	960202

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	244 POOLE RD, TROY, NC 27371-8359
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 29, 2026
Transfer Doc	000984/104
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Recording Date	May 5, 2026
Property Address	244 POOLE RD, TROY, NC 27371-8359
Document Number	0000390635
Book / Page	984 / 131
Instrument Date	Apr 29, 2026
Instrument	2026390635
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 POOLE RD, TROY, NC 27371-8359

Mortgage

Document Number	0000390635,
Date	May 5, 2026
Book Page	984/131
Instrument	2026390635

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	May 5, 2026
Property Address	244 POOLE RD, TROY, NC 27371-8359
Document Number	0000390633
Book / Page	984 / 104
Instrument Date	Apr 29, 2026
Instrument	2026390633
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 POOLE RD, TROY, NC 27371-8359

Mortgage

Document Number	0000390634,
Date	May 5, 2026
Instrument	2026390634

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0000390635,
Date	May 5, 2026
Book Page	984/131
Instrument	2026390635

Lender

Agreement

Amount	Amount on Record

Interest

Rate	6.22%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	May 5, 2026
Property Address	244 POOLE RD, TROY, NC 27371-8359
Document Number	000984/104
Book / Page	984 / 104
Instrument Date	Apr 29, 2026
Instrument	2026390633
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 POOLE RD, TROY, NC 27371-8359

Mortgage

Document Number	0000390633,
Date	May 5, 2026
Instrument	2026390633

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0984000131,
Date	May 5, 2026
Book Page	984/131

Lender

Name	HOUSING FINANCE AGENCY NC

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,633 (-) Land $16,073 Building $112,560	$128,633 (-) Land $16,073 Building $112,560
2025	$791.00	$128,633 (-) Land $16,073 Building $112,560	$128,633 (-) Land $16,073 Building $112,560
2023		$128,633 Land $16,073 Building $112,560	$128,633 Land $16,073 Building $112,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TROY serves 3,591 people · EPA ID NC0362020
Water Source	Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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