Flagler County property record for 244 Pine Grove Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,928 sqft · built 2005 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $254,900 (Jul 2005) |
| Tax Bill | $6,359 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7026-00330-0140 |
| Primary APN | 07-11-31-7026-00330-0140 |
|---|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,928 sqft Living Area |
| Gross Area | 4,536 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 650 sqft |
| Pool Area | 1,995 sqft |
| Deck Area | 1,395 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 244 PINE GROVE DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-4818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 26 BLOCK 00033 LOT 0014 SUBDIVISION COMPLETION YEAR 1980 OR 324 PG 321 OR 1071 PG 462 OR 1277 PG 1457 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 33 |
| Legal Lot Number | 14 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 60213 |
Source: Flagler County records · APN 07-11-31-7026-00330-0140
Assessment roll updated December 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 244 PINE GROVE DR, PALM COAST, FL 32164-4818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 06, 2025 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2005 · Amount on Record |
| Deed Sale | Jul 06, 2005 · Amount on Record |
| Deed Document Number | 200539614 |
| Deed Book / Page | 1277 / 1457 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 244 PINE GROVE DR, PALM COAST, FL 32164-4818 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 244 PINE GROVE DR, PALM COAST, FL 32164-4818 |
| Document Number | 0030251950 |
|---|---|
| Date | Jan 29, 2026 |
| Book Page | 3025/1950 |
| Instrument | 2026004236 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 10, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 244 PINE GROVE DR, PALM COAST, FL 32164-4818 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 244 PINE GROVE DR, PALM COAST, FL 32164-4818 |
| Document Number | 0030041921 |
|---|---|
| Date | Nov 06, 2025 |
| Book Page | 3004/1921 |
| Instrument | 2025045555 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,359.00 (+18.88%) Homeowner's exemption | $493,651 (+51.14%) | $541,307 (-0.51%) Land $53,500 Building $487,807 |
| 2024 | $5,349.00 (+5.59%) | ||
| 2023 | $5,066.00 (+2.88%) Homeowner's exemption | $326,612 (+4%) | $544,066 (+5.76%) Land $42,500 Building $501,566 |
| 2022 | $4,924.00 Homeowner's exemption | $314,062 | $514,416 Land $44,500 Building $469,916 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), as of March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602131, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 75 in force |
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 379 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL2180863, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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