244 Monaco Rd, Melbourne, FL 32904 Property Records

Brevard County property record for 244 Monaco Rd, Melbourne, FL 32904

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,472 sqft · built 1961
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$271,000 (Jan 2025)
Tax Bill	$2,233 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-05-51-M-14`

Property Details

APN / Parcel Number

Primary APN	`28-37-05-51-M-14`
Alternative APNs	`28-37-05-51-0000M.0-0014.00` `2820041`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,472 sqft Living Area
Gross Area	1,516 sqft
1st Floor Area	1,472 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1993
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Porch	Florida Room
Porch Area	44 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2820041
Street Address	CONFIDENTIAL
City	MELBOURNE
State	FL
Zip	32904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	CANNOVA PARK SEC B LOT 14 BLK M
Legal Range	37E
Legal Township	28S
Legal Section	05
Legal Subdivision	CANNOVA PARK SEC B
Legal Block	M
Legal Lot Number	14
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2023
Census Tract	65022

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	244 MONACO RD, MELBOURNE, FL 32904-5139
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jan 6, 2025	Warranty Deed, Transfer ECHELON TITLE SERVICES LLC
Dec 16, 2019	Quit Claim Deed, Transfer EXPRESS L C L SERVICES, EXPRESS L C L SVCS
May 10, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2025 · Amount on Record
Deed Sale	Jan 6, 2025 · Amount on Record
Prior Sale	Mar 11, 2016 · Amount on Record
Deed Document Number	20252133
Deed Book / Page	10235 / 2666
Prior Transfer Date	Dec 16, 2019
Prior Transfer Doc	0086141339
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	244 MONACO RD, MELBOURNE, FL 32904-5139
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 MONACO RD, MELBOURNE, FL 32904-5139

Mortgage

Document Number	0091322524
Date	May 25, 2021
Book Page	9132/2524
Instrument	2021134554

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	278 Months
Due	Jul 1, 2044

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 6, 2025
Property Address	244 MONACO RD, MELBOURNE, FL 32904-5139
Document Number	0102352666
Book / Page	10235 / 2666
Map Reference	MB 13 PG 18
Instrument Date	Dec 31, 2024
Instrument	2025002133
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	ECHELON TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$1,897.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	909 WOODBINE PL NE, LENOIR, NC 28645-8245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 MONACO RD, WEST MELBOURNE, FL 32904-5139

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 16, 2019
Property Address	244 MONACO RD, WEST MELBOURNE, FL 32904-5139
Document Number	0086141339
Book / Page	008614 / 001339
Instrument Date	Dec 16, 2019
Instrument	271752
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	EXPRESS L C L SERVICES, EXPRESS L C L SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	244 MONACO RD MELBOURNE FL 329045139, MELBOURNE, FL 32904-5139

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	244 MONACO RD, WEST MELBOURNE, FL 32904-5139
Document Number	0081930525
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Jul 6, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	244 MONACO RD MELBOURNE FL 329045139, MELBOURNE, FL 32904-5139

Mortgage

Document Number	0081930525
Date	Jun 19, 2018
Book Page	008193/000525
Instrument	138034

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 18, 2043

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	West Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,210 (+2.69%)	$185,770 (+7.66%)
2025	$2,233.00 (+187.39%)	$172,560 (+201.36%)	$172,560 (+3.53%)
2024	$777.00 (+2.24%)
2023	$760.00 (+5.26%) Homeowner's exemption	$57,260 (+2.99%)	$166,670 (+12.76%) Land $80,000 Building $86,670
2022	$722.00 Homeowner's exemption	$55,600	$147,810 Land $70,000 Building $77,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	8 (2004–2017)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST MELBOURNE WTR SYS(CONSEC) serves 30,443 people · EPA ID FL3051460
Water Source	Purchased surface water from CITY OF MELBOURNE
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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