244 McDowell Rd, Lexington, KY 40502 Property Records

Lexington-Fayette Urban County property record for 244 McDowell Rd, Lexington, KY 40502

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,048 sqft · built 1924
Lot Size	0.212 acres (9,230 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (Nov 2023)
Tax Bill	$7,244 (2026)
Deeds & Mortgages	Aug 2018 Mortgage May 2019 Mortgage + 5 more
APN	`13535425`

Property Details

APN / Parcel Number

Primary APN	`13535425`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,048 sqft Living Area
Basement Area	672 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Brick
Lot Area	9,230 sqft (0.212 acres)
Lot Width	60 ft Width
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	244 MCDOWELL RD
City	LEXINGTON
State	KY
Zip	40502-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	E-216&17 ASHLAND PARK LOT PART 21; BOOK: 3844 PAGE: 239
Legal Subdivision	ASHLAND PARK
Legal Block	I
Legal Lot Number	21
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	2
Census Block	2025
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ashland Park Historic District listed 1986 · 505 contributing resources · NRIS 86000755

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	171 DUTTON RD, SUDBURY, MA 01776-2806
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2018	Deed of Trust, Mortgage BRANCH BANKING & TR CO
May 29, 2019	Deed of Trust, Mortgage BANK OF LEX
Mar 15, 2019	Deed of Trust, Mortgage BANK OF LEX
Oct 23, 2019	Deed of Trust, Mortgage BANK OF LEX
Aug 21, 2024	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO
Nov 15, 2023	Deed, Transfer
May 18, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2023 · Amount on Record
Deed Sale	Nov 15, 2023 · Amount on Record
Prior Sale	May 18, 2021 · Amount on Record
Deed Document Number	2023222
Deed Book / Page	4046 / 287
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	244 MCDOWELL RD, LEXINGTON, KY 40502-1822
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009168/716
Date	Aug 29, 2018
Book Page	9168/716

Lender

Name	BRANCH BANKING & TR CO

Agreement

Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	244 MCDOWELL RD, LEXINGTON, KY 40502-1822
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009326/147
Date	May 29, 2019
Book Page	9326/147

Lender

Name	BANK OF LEX

Agreement

Amount	Amount Recorded

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	244 MCDOWELL RD, LEXINGTON, KY 40502-1822
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009277/431
Date	Mar 15, 2019
Book Page	9277/431

Lender

Name	BANK OF LEX

Agreement

Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	244 MCDOWELL RD, LEXINGTON, KY 40502-1822
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009446/171
Date	Oct 23, 2019
Book Page	9446/171

Lender

Name	BANK OF LEX

Agreement

Amount	Amount Recorded

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	244 MCDOWELL RD, LEXINGTON, KY 40502-1822
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 MCDOWELL RD, LEXINGTON, KY 40502-1822

Mortgage

Document Number	MB10864/295
Date	Aug 21, 2024
Book Page	MB 10864/295
Instrument	202408210035

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 12, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Nov 15, 2023
Property Address	244 MCDOWELL RD, LEXINGTON, KY 40502-1822
Document Number	DB4046/287
Book / Page	DB 4046 / 287
Map Reference	CAB E SL 216&217
Instrument Date	Nov 7, 2023
Instrument	202311150222
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Tax	$575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6708 CANEEL CT, SPRINGFIELD, VA 22152-3029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 DUTTON RD, SUDBURY, MA 01776-2806

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	May 18, 2021
Property Address	244 MCDOWELL RD, LEXINGTON, KY 40502-1822
Document Number	003844/239
Book / Page	3844 / 239
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,244.00 (+1.88%)	$575,000 (-)	$575,000 (-)
2025	$7,110.00 (+27.79%)	$575,000 (+27.78%)	$575,000 (+27.78%)
2023	$5,564.00	$450,000	$450,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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